Underwriter, Residential Construction Loans – Risk & Growth

NW Recruiting Partners; United States; On-site; USD 70,000 - 100,000; Full time

Job summary

NW Recruiting Partners is seeking an Underwriter – Construction Loans (Residential) to join their dynamic real estate finance team. You’ll assess borrower qualifications, structure complex construction and bridge loan deals, and ensure alignment with investor guidelines while collaborating with a five-person credit team.

You’ll vet loans end-to-end, analyze financials and markets, mitigate risk with careful terms, and support senior leadership with concise memos and diligent diligence across

Qualifications

• 2+ years of mortgage/banking experience in construction, real estate or private equity.
• Bachelor’s degree in Finance, Real Estate, Business, or related field
• Solid understanding of income property analysis and loan structuring.
• Proficiency in Excel and familiarity with loan origination software.
• Ability to work independently and thrive in a collaborative, fast-paced environment.

Responsibilities

• Deal Vetting: Underwrite bridge and construction loans end-to-end, confirm inputs, and keep the file audit-ready.
• Borrower & Project Diagnostics: Analyze financials, credit profile, budgets, comps, and assumptions to gauge ability to execute and repay.
• Exposure Mapping & Mitigation: Identify market, build, timeline, and exit risks; shape terms to offset them.
• Committee Briefings: Produce tight decision memos and risk snapshots; present and shepherd packages through leadership/credit review.
• Controls & Requirements: Ensure deals align with internal credit frameworks, investor parameters, and lending rules.
• Partner Interface: Coordinate between loan officers, borrowers, brokers, and internal teams to keep diligence unblocked.
• C‑Suite Initiatives: Support the Chief Underwriter on ad-hoc analyses, portfolio looks, and priority assignments.

Skills

Mortgage underwriting

Credit analysis

Real estate market knowledge

Excel

Independent worker

Education

Bachelor's degree in Finance/Real Estate/Business

Tools

Loan origination software

Job description

NW Recruiting Partners is seeking an Underwriter – Construction Loans (Residential) to join their dynamic real estate finance team. You’ll assess borrower qualifications, structure complex construction and bridge loan deals, and ensure alignment with investor guidelines while collaborating with a five-person credit team.

You’ll vet loans end-to-end, analyze financials and markets, mitigate risk with careful terms, and support senior leadership with concise memos and diligent diligence across