Underwriter Personal Lines - III

PEAK6; Lorida (FL); Remote; USD 110,000 - 140,000; Full time

Benefits offered by this job

Healthcare benefits

PTO

401k match

Parental leave

HSA match

Calm app

Tuition reimbursement

Hybrid remote

Annual bonus

Job summary

PEAK6 is seeking a Senior Underwriter III for fully remote work in the US. You will independently review complex personal lines applications, set risk and pricing decisions, and advise agents and clients on coverage.

The role includes mentorship, compliance, and process improvements to drive underwriting excellence. Required is 7+ years of personal lines underwriting experience with homeowners knowledge, strong analytical skills, and proficiency in MS Office.

Qualifications

• 7+ years of personal lines underwriting experience including homeowners.
• Advanced knowledge of Property/Casualty underwriting principles.
• Strong analytical, decision‑making and problem‑solving skills.
• Strong customer service and conflict resolution skills.
• Self‑motivated and able to work without direct supervision.
• Proficiency with Word, Excel, Outlook, Teams for documentation and reporting.

Responsibilities

• Independently review and underwrite complex personal lines applications and endorsements.
• Make high‑level risk selection, pricing, and coverage decisions on complex policies.
• Respond to agent and client inquiries via calls, chat, and tasks.
• Participate in audits, compliance reviews, and process improvements.
• Mentor junior underwriters and contribute to departmental training.

Skills

Underwriting experience

Client communication

Problem solving

Self‑management

Education

Bachelor's degree in Business, Finance, Risk Management, Insurance

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Microsoft Teams

Job description

WHO WE ARE

We are PEAK6, a leading investment firm, using technology to find a better way of doing things. The company’s first tech‑based solution was developed in 1997 to optimize options trading, and over the past two decades, the same formula has been used across a range of industries, asset classes, and business stages to consistently deliver superior results. PEAK6’s core brands include PEAK6 Capital Management, PEAK6 Strategic Capital, Apex Fintech Solutions, FOCUS, We Insure, Evil Geniuses, Poker Power, Zogo, and Bruce Markets.

The Personal Lines Underwriter III serves as the Subject Matter Expert (SME) and primary resource for underwriting‑related inquiries and escalations within the department. This role is proficient in all personal lines underwriting functions, exercises the highest level of underwriting authority, and acts as a go‑to expert for team members, leadership, agents, and internal partners. The Underwriter III is responsible for handling inbound calls, chats, and task assignments, assisting agents and team members with complex policy questions, bind requests, endorsements, and risk evaluations. This role also provides mentorship and guidance to junior and mid‑level underwriters, supports leadership with high‑value or complex risks, and contributes to process improvements and departmental excellence.

Advanced Policy Underwriting & Risk 40%

• Independently review, analyze, and underwrite complex personal lines applications, inspections, and endorsements.
• Make high‑level risk selection, pricing, and coverage decisions on complex, high‑value, or unusual policies.
• Evaluate borderline or high‑risk exposures and provide recommendations to leadership when appropriate.
• Ensure compliance with company, carrier, and regulatory underwriting standards.
• Maintain proficiency in all personal lines underwriting functions and continuously expand knowledge of advanced underwriting practices.

Agent/Client Support via Phones, Chats, and Tasks 30%

• Serve as the department SME for personal lines policies and underwriting practices.
• Respond to agent and client inquiries via phone, chat, and task systems regarding policy forms, coverage, bind requests, endorsements, cancellations, and other transactions.
• Maintain strong agent relationships and provide guidance on policy submissions.

Process Improvement & Compliance 15%

• Participate in audits, compliance reviews, and quality improvement initiatives.
• Ensure departmental adherence to internal policies, carrier guidelines, and regulatory requirements.
• Stay current with industry trends, regulatory changes, and advanced underwriting practices.
• Contribute to departmental training, policy updates, and cross‑functional projects.
• Serve as a role model for underwriting excellence, collaboration, and customer service.

Bachelor’s degree in Business, Finance, Risk Management, Insurance, or related field preferred.

Work Experience

• Seven (7) or more years of personal lines underwriting experience, including homeowners and other lines; In-depth knowledge of insurance statutes, regulations, and policies.
• Advanced knowledge of Property/Casualty insurance underwriting principles and personal lines policies.
• Strong analytical, decision‑making, and problem‑solving skills for complex or high‑value risks.
• Strong customer service and conflict‑resolution skills, including handling escalated agent or client inquiries professionally.
• Self‑motivated, disciplined, and able to maintain productivity without direct supervision.
• Basic proficiency in Microsoft Office Suite (Word, Excel, Outlook, Teams) for documentation, reporting, and team collaboration.

Organizational Structure

• Position is fully remote; Use of a company‑provided computer, headset, and other necessary equipment is required.
• flexibility may be required to meet peak call/chat volumes.
• Ability to manage multiple communication channels (calls, chats, task systems) efficiently from home.
• Must adhere to data security and confidentiality standards while handling sensitive client and policy information.
• Occasional participation in virtual team meetings, training sessions, and performance reviews.
• Must be self‑motivated, organized, and able to maintain productivity without direct supervision.

Benefits

• healthcare benefits (medical, dental and vision, EAP)
• competitive PTO
• 401k match
• parental leave
• HSA contribution match
• paid subscription to the Calm app
• generous external learning and tuition reimbursement benefits
• hybrid workforce - ability to work remotely up to two days a week depending on the role
• discretionary annual bonus in addition to a range of health & wellness benefits.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, veteran status, marital status, or any other protected characteristic. PEAK6 is committed to creating an inclusive and accessible workplace for all candidates, including those with disabilities. We are dedicated to ensuring equal employment opportunities and providing reasonable accommodations to qualified individuals with disabilities. If you require reasonable accommodations to participate in the application or interview process, please contact our HR department at data may be reviewed, including through automated tools, for security and fraud‑prevention purposes.