Underwriter, Multifamily

LIHTC Leaders; Tampa (FL); Vor Ort; USD 70.000 - 100.000; Vollzeit

Zusammenfassung

Neighborhood Lending Partners (NLP) seeks a detail‑oriented, collaborative self‑starter to join the Underwriting team in Tampa. You will underwrite affordable multi‑ and single‑family developments using LIHTC equity and conventional financing, and monitor credit risk with annual reviews and loan-grade recommendations.

You’ll prepare underwriting packages, conduct financial analysis, and provide credit research while interacting with member banks and customers.

Qualifikationen

• Bachelor’s degree in finance, business, economics, real estate, or related field.
• 1–2 years of Commercial Banking or LIHTC underwriting experience preferred.
• Excellent verbal and written communication skills.
• Excellent interpersonal skills.
• Must be detail-oriented.
• Proficient in Microsoft 365 programs, including MS Word and Excel.
• Salesforce CRM experience.

Aufgaben

• Utilize and enhance financial models detailing development budgets, financing sources and operating pro-formas for low-income housing.
• Prepare underwriting packages to be presented to loan committee.
• Complete financial analysis of borrowers’ financial statements.
• Provide credit research as directed.
• Assist Portfolio Manager in annual portfolio assessments.
• Provide ongoing risk monitoring of loan portfolio per advisement of the Portfolio Manager.
• Perform other duties as assigned.

Kenntnisse

Detail-oriented

Verbal communication

Written communication

Interpersonal skills

Analytical thinking

Self-starter

Ausbildung

Bachelor’s degree in finance or related field

Tools

Microsoft Excel

MS Word

Salesforce CRM

Jobbeschreibung

Location: Tampa, Florida, United States (in-office)
Employment Type: Full-time

Role Summary

Neighborhood Lending Partners (NLP) seeks a detail‑oriented, collaborative self‑starter to join the Underwriting team. Reporting to the Chief Operating Officer, the incumbent will underwrite affordable multi- and single-family developments using a variety of different subsidies and financing structures including Section 42 Low Income Housing Tax Credit (LIHTC) equity, and conventional financing in senior and junior positions. Provides ongoing credit risk monitoring by performing annual reviews and generating loan grade recommendations. Assists with credit research and financial analysis. Underwrite new types of transactions as funding sources are identified. This role requires regular interaction with external stakeholders, including member banks and customers.

What You'll Do

• Utilize and enhance financial models detailing development budgets, financing sources and operating pro-formas for low-income housing with rental restrictions imposed by various forms of subsidy.
• Prepare underwriting packages to be presented to loan committee.
• Complete financial analysis of borrowers’ financial statements.
• Provide credit research as directed.
• Assists Portfolio Manager in annual portfolio assessments
• Provides ongoing risk monitoring of loan portfolio per advisement of the Portfolio Manager.
• Perform other duties as assigned.

Qualifications

• Preferred Bachelor’s degree in finance, business, economics, real estate, or a related field, with strong interest in lending and affordable housing.
• 1–2 years of Commercial Banking or LIHTC syndicator underwriting experience preferred
• Excellent verbal and written communication skills
• Excellent interpersonal skills
• Must be detail-oriented
• Proficient in Microsoft 365 programs, including MS Word and Excel.
• Salesforce CRM experience