CRE Portfolio Manager

ThinkingAhead Executive Search; Tampa (FL); On-site; USD 90,000 - 135,000; Full time

Job summary

ThinkingAhead Executive Search partners with a regional bank to recruit a CRE Portfolio Manager in Tampa. You will underwrite commercial real estate loans from term sheet to approval and then own the portfolio after closing.

This hands-on role is fast-paced, credit-trained, and built for someone who thrives on volume with typical loans from $5M to $15M in a dynamic market. Join an established lender that encourages practical structuring over rigid templates, and you will carry a defined

Qualifications

• 2+ years of credit-trained underwriting experience in a commercial lending environment.
• Hands-on underwriting experience with construction and multifamily loans.
• Experience underwriting smaller loans at higher volume and a quick pace.
• Experience monitoring a loan portfolio, including covenant and cash flow testing.
• Strong understanding of policies and procedures, underwriting guidelines and RACs.
• Strong knowledge of credit underwriting, financial accounting and loan documentation.

Responsibilities

• Underwrite and structure new commercial real estate loans, renewals, extensions, increases and modifications, from term sheet through approval.
• Analyze borrower and property financials, appraisals, engineering reports, borrowing base and collateral reports.
• Complete due diligence and prepare clear credit presentations that meet policy and guidelines.
• Present credit requests to the appropriate credit authority and take part in deal team and approval discussions.
• Own a defined portfolio after closing: covenant compliance, DCF testing, collateral monitoring, annual reviews and maturing loans.
• Make sure credits are accurately risk rated and properly monitored and reported.
• Prepare required quarterly and portfolio management reports and take on special projects.
• Advise loan officers on structure, risk and credit policy.
• Meet with clients and visit properties alongside the business team when needed.

Skills

Credit underwriting

Multifamily loans

Construction loans

High-volume underwriting

Portfolio monitoring

Covenant testing

Cash flow testing

Underwriting guidelines

Policies & procedures

Financial accounting

Loan documentation

Job description

Underwrite it, close it, own it: a CRE underwriting and portfolio seat with a regional commercial bank in Tampa (on-site four days a week).

ThinkingAhead Executive Search is partnering with an established regional commercial bank to hire a CRE Portfolio Manager in Tampa. You will underwrite commercial real estate loans from term sheet to approval, then own the portfolio after closing. The role is hands-on, fast-paced, and built for an experienced, credit-trained underwriter who wants to grow.

About the role

This is a combined underwriting and portfolio management seat. You will work directly with loan officers on new requests, structure and present credits for approval, and then carry a defined portfolio of your own through monitoring, covenant testing and renewals.

This role suits someone who enjoys volume: more, smaller loans turned at a quick pace rather than a few large, complex credits. Typical loans range from $5MM to $15MM, and the Tampa market moves quickly. Underwriting can begin before an appraisal is in hand.

The bank finances a wide range of real estate, including construction, multifamily, hotels, data centers and marinas, and encourages creative, practical structuring over rigid templates.

This is a long-term individual contributor role. It is not a management-track position and does not lead to a leadership role in the near term.

What you will do

Underwriting and structuring

• Underwrite and structure new commercial real estate loans, renewals, extensions, increases and modifications, from term sheet through approval
• Analyze borrower and property financials, appraisals, engineering reports, borrowing base and collateral reports
• Complete due diligence and prepare clear credit presentations that meet policy and guidelines
• Present credit requests to the appropriate credit authority and take part in deal team and approval discussions
• Own a defined portfolio after closing: covenant compliance, DCF testing, collateral monitoring, annual reviews and maturing loans
• Make sure credits are accurately risk rated and properly monitored and reported
• Prepare required quarterly and portfolio management reports and take on special projects

Partnership with the business team

• Advise loan officers on structure, risk and credit policy
• Meet with clients and visit properties alongside the business team when needed

Required qualifications

• 2+ years of credit-trained underwriting experience in a commercial lending environment
• Hands-on underwriting experience with construction and multifamily loans
• Experience underwriting smaller loans at higher volume and a quick pace
• Experience monitoring a loan portfolio, including covenant and cash flow testing
• Strong understanding of policies and procedures, underwriting guidelines and RACs
• Strong knowledge of credit underwriting, financial accounting and loan documentation