Underwriter – Lender Placed Insurance (LPI)

McNeil & Co.; Kansas City (MO); On-site; USD 75,000 - 83,000; Full time

Benefits offered by this job

Medical plans

Dental & Vision

401k match

PTO 20 days

Volunteer time off

Life & Disability

Parental Leave

Student Loan Assistance

Tuition Reimbursement

Care support

Job summary

Arch Insurance Group Inc. seeks an Underwriter, Lender Placed Insurance (LPI) to support underwriting execution, risk evaluation, pricing analysis and portfolio monitoring for LPI products including Mortgage Hazard, Auto CPI, VSI/Blanket and Flood.

The role reports to the Vice President of Underwriting and collaborates with the AWLS team and cross-functional partners to optimize risk, ensure governance and deliver insightful portfolio reporting.

Qualifications

• Underwriting experience in LPI or related lines.
• Bachelor's degree in Business, Finance, Economics, or related field; professional designations or progress toward designation.

Responsibilities

• Underwriting execution & risk evaluation for new and existing accounts.
• Portfolio performance analysis and KPI review with recommendations.
• End-to-end underwriting lifecycle support and documentation.
• Data reporting and insights to guide underwriting decisions.

Skills

LPI underwriting

Risk evaluation

Pricing analysis

Portfolio monitoring

Client communication

Data analytics

Education

Bachelor's degree in Business/Finance/Economics

CPCU/AINS/ARe or progress toward designation

Tools

Excel

Data analysis tools

Job description

With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility.

Position Summary

The Underwriter, Lender Placed Insurance (LPI), will support underwriting execution, risk evaluation, pricing analysis, and portfolio monitoring for LPI products including Mortgage Hazard, Auto CPI, Blanket/VSI, and Flood. This individual will report to the Vice President of Underwriting and work closely with the Warranty & Lender Solutions underwriting team, business partners, and cross-functional stakeholders.

Required Skills and Abilities

• Stay informed on industry trends and emerging risks; share observations and support updates to underwriting approach and risk appetite as directed.
• Underwriting experience in LPI, specialty insurance, lender-placed insurance, or related lines.
• Ability to evaluate risk, interpret loss experience, analyze financial information, and prepare sound underwriting recommendations.

Desired Skills and Abilities

• Direct experience with Mortgage Hazard, Auto CPI, VSI/Blanket, and Flood products.
• Proficiency in Excel and data analysis tools.
• Experience supporting underwriting audits, pricing models, portfolio reviews, or client reporting.

Education and Experience

Bachelor’s degree in Business, Finance, Accounting, Economics, or related field, or equivalent experience. Professional designations such as CPCU, AINS, or ARe, or progress toward a designation.

Responsibilities and Accountabilities

• Underwriting Execution & Risk Evaluation:
  • Evaluate risk selection, pricing, and program structure for new and existing accounts within assigned authority and established underwriting guidelines.
  • Support the development and documentation of underwriting guidelines, pricing assumptions, and portfolio optimization initiatives in partnership with the AWLS management team.
  • Analyze portfolio performance, loss trends, audits, and KPIs; identify issues and prepare recommendations for corrective action.
  • Refer large, complex, special risk, or sensitive accounts to senior underwriting leadership with clear analysis and recommended next steps.
• Portfolio & Client Support:
  • Support relationships with clients, agents, and third-party administrators by providing timely underwriting analysis, documentation, and issue resolution.
  • Partner with clients and internal stakeholders to understand business objectives and align underwriting solutions and operational capabilities with program needs.
• Operational Excellence & Governance:
  • Apply underwriting practices consistent with internal guidelines, regulatory requirements, and audit standards.
  • Support the end-to-end underwriting lifecycle, including quote letter development, binding, policy issuance coordination, and post-bind activities.
  • Maintain accurate and complete underwriting documentation, pricing models, underwriting audits, and risk assessments.
  • Collaborate with Compliance, Actuarial, Claims, Premium Operations, Policy Administration, and Finance to support coordinated execution.
• Data, Reporting & Insights:
  • Use analytics to assess profitability, monitor trends, and support underwriting decisions.
  • Review portfolio reports, loss projections, and performance metrics; summarize insights for underwriting leadership.
  • Identify opportunities for process improvement, automation, and enhanced reporting.

Benefits

• multiple medical plans plus dental, vision and prescription drug coverage
• a competitive 401k with generous matching
• PTO beginning at 20 days per year
• up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer
• basic Life and AD&D Insurance as well as Short and Long-Term Disability
• Paid Parental Leave of up to 10 weeks
• Student Loan Assistance and Tuition Reimbursement
• Backup Child and Elder Care

Salary

For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible. $75,000 - $83,000/year Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.

14400 Arch Insurance Group Inc. Arch Capital Group Ltd. is a Bermuda-based specialty insurer that provides insurance, reinsurance and mortgage insurance on a worldwide basis. With a 20+-year track record of delivering results and a coveted position on the S&P 500 index, Arch is a great place to grow your career.