Underwriter II — Workers’ Comp Risk & Growth Lead

MEM MUTUAL INSURANCE; Columbia Township (MO); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical, Dental, and Vision

Fertility benefits

Fully employer-paid Life Insurance

Short and Long-term Disability

Wellness and Recognition

Flexible Spending Account

Health Savings Account

Generous PTO and holidays

Volunteer Time Off

Paid Parental Leave

Jury Duty Leave

Employee Assistance Programs

401(k) with employer match and profit‑

Employer-sponsored retirement planning

Job summary

MEM Mutual Insurance is seeking an experienced Underwriter II to join our underwriting team in Missouri. You will manage your own book of business, apply our rating methodology, and price new and renewal business within authority.

You will analyze risk exposures, trends, and loss history using underwriting tools and predictive modeling, collaborating with producers and policyholders to provide consultative service that drives profitable growth.

Qualifications

• Bachelor’s degree or equivalent combination of education and underwriting experience.
• 3 years of workers' compensation underwriting experience or 3 years of property and casualty underwriting experience including workers' compensation underwriting.
• Valid driver’s license is required.
• Insurance designations such as RWCS, AINS, AU, or CPCU are highly encouraged.

Responsibilities

• Independently manage an assigned book of business, applying MEM’s underwriting philosophy, rating methodology, and guidelines.
• Evaluate, select, and price new and renewal business within granted underwriting authority.
• Analyze risk exposures, trends, and loss history using underwriting tools, predictive modeling, and forecasting.
• Collaborate with producers and policyholders to build strong, consultative relationships.
• Communicate underwriting decisions clearly and professionally, ensuring alignment with regulatory rules and company standards.
• Partner with Safety and Risk Services to assess and mitigate risk.
• Refer business outside of authority as appropriate and support sound underwriting decisions.
• Participate in cross-functional projects and committees to support company and departmental goals.
• Serve as a mentor and technical resource for less experienced underwriters and underwriting assistants.

Skills

Underwriting experience

Relationship building

Regulatory compliance

Education

Bachelor’s degree in Business Administration, Insurance and Risk Management, or related field

Tools

Underwriting tools

Predictive modeling

Job description

MEM Mutual Insurance is seeking an experienced Underwriter II to join our underwriting team in Missouri. You will manage your own book of business, apply our rating methodology, and price new and renewal business within authority.

You will analyze risk exposures, trends, and loss history using underwriting tools and predictive modeling, collaborating with producers and policyholders to provide consultative service that drives profitable growth.