Underwriter I

United Shore Financial Services LLC; Pontiac (MI); On-site; USD 40,500 - 49,500; Full time

Benefits offered by this job

Medical, dental and vision insurance

401(k) with employer match

Paid time off (PTO)

Paid training and career development

Referral bonuses

Flexible start time

Maternity and paternity leave

Job summary

United Shore Financial Services LLC is seeking a dedicated Financial Analyst to collect and examine applicant financial histories, perform risk assessments, and provide elite client service in Pontiac, MI. Ideal candidates should possess a completed degree and excel in communication, problem-solving, and computer literacy.

In return, you'll enjoy a competitive starting salary of $45,000, along with bonus opportunities and a full benefits package including medical, dental, and 401(k) match.

Responsibilities

• Collect, review and examine an applicant’s financial history and records.
• Perform risk assessment reports.
• Analyze client’s financial statements and identify alternatives.
• Maintain knowledge of investor guidelines and documents.
• Provide elite service to clients via email and phone.
• Manage multiple priorities while building rapport with clients.

Skills

Complex rationale and problem-solving skills

Computer literacy in Microsoft Word, Excel, Outlook

Excellent written and verbal communication skills

Adaptable to a flexible, fast-changing industry

Self-motivated with a strong work ethic

Education

Completed 2 or 4-year college degree

Job description

COMPENSATION

• $45,000 starting salary
• Bonus opportunities

MUST-KNOWS

• This is an 8-hour shift, Monday–Friday
• This position requires full-time, on-site attendance in Pontiac, MI
• This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future

WHAT YOU WILL BE DOING

• Collect, review and examine an applicant’s financial history and records
• Perform risk assessment reports
• Analyze client’s financial statements and identify effective alternatives to application
• Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation
• Keep up with changes and adaptations as they occur
• Provide elite service to internal and external clients
• Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners
• Manage multiple priorities while building rapport with clients

WHAT WE NEED FROM YOU

Must Have Qualifications

• Completed 2 or 4-year college degree
• Complex rationale and problem‑solving skills
• Computer literacy in Microsoft Word, Excel, Outlook and other internet resources
• Excellent written and verbal communication skills
• Willingness to learn and be coached
• Adaptable to a flexible, fast‑changing industry
• Self‑motivated with a strong work ethic
• Ability to take accountability for actions

Nice to Have Qualifications

• Experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)

THE PLACE & THE PERKS

• Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions)
• Paid time off (PTO)
• Medical, dental and vision insurance
• Disability and life insurance
• 401(k) with employer match
• Paid training and career development
• Paid holidays
• Referral bonuses
• Flexible start time
• Maternity and paternity leave

We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

DISCLAIMER

Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions). All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead, subject to reasonable accommodation. This document does not create an employment contract, implied or otherwise. Employment with UWM is "at-will." UWM is an Equal Opportunity Employer. By selecting “Apply for this job online” you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.