Underwriter - Commercial Lines

Shelter Insurance; Columbia Township (MO); On-site; USD 56,000 - 69,000; Full time

Benefits offered by this job

Health insurance

Dental

Vision & Rx Insurance

401(k) profit sharing

Paid time off

Vacation & holidays

Wellness program

Dress for Your Day

Flexible scheduling

Job summary

Shelter Insurance in Missouri is seeking an Underwriter for Commercial Lines. You will examine applications, determine coverage acceptability, evaluate existing business and assist with retention and rating decisions.

The role requires strong communication, risk analysis and time management, with mentoring of new underwriters and collaboration with multiple departments. Shelter emphasizes a comprehensive benefits package and an inclusive culture.

Qualifications

• Strong oral, written and customer-centric communication skills.
• Ability to analyze risks and make sound underwriting decisions.
• Time management and ability to manage workloads.
• Collaborative team player with adaptability.

Responsibilities

• Examine applications for selection, rating, and evaluation of risks and decide coverage acceptability.
• Evaluate existing business and assist with retention and rating decisions.
• Communicate with policyholders and internal teams regarding coverage, rating and risk.
• Perform duties such as writing reports, forms, and participating in committees.
• Mentor new underwriters.

Job description

Underwriter – Commercial Lines

Salary: $55,993 - $69,422 minimum starting pay

Job Level: Individual Contributor

A company built to serve you. It's your career, Shelter it! Shelter maintains broad salary ranges for its roles in order to account for variations in geographic location, education, training, skills, relevant work experience, business needs and market demands. Please remember that this range is the starting base pay only and does not consider other components that make up the total rewards package for the position.

What You Will Be Doing

• Examine applications for the selection, rating, and evaluation of risks, and make decisions regarding acceptability of coverage for various lines of insurance.
• Evaluate existing business and exercise judgment regarding retention and rating of such business.
• Communicate with, and provide services for policyholders, Underwriting, Claims, Marketing, Customer Communications, and Law Department personnel regarding coverage, rating and risk evaluation.
• Perform other varied duties such as writing and analyzing reports, completing forms, serving on Departmental and Company committees, operating computer systems and making field trips to assigned districts.
• Mentor new underwriters.

What We’re Looking For

• Strong oral, written and customer-centric communication skills for interaction with agents, other employees, mortgagees, loss payees, policyholders and applicants in providing assistance and explaining underwriting decisions, Company policies, practices and procedures while adhering to corporate privacy guidelines.
• Ability to analyze risks, exercise judgment and demonstrate flexibility when appropriate in making decisions related to those risks.
• Ability to manage time effectively, maintain workloads and meet deadlines.
• Ability to operate computers, other office equipment, internal operating systems and external vendor websites/platforms.
• Ability to maintain a positive attitude, work well in team situations and sustain good working relationships with others.
• Industry and Company courses in General insurance, business and communication as would be acquired at the college level of study preferred.
• Exposure to Commercial Lines insurance, underwriting rules and regulations, rating and rules manuals, federal and state laws and Company policies and procedures preferred.
• Ability to perform essential functions of the job, with or without a reasonable accommodation.

Shelter's uncompromising commitment to excellence doesn't stop with our customers. We recognize our employees are what make us a premier organization in the insurance industry.

Shelter Employees enjoy such benefits as:

• Health
• Dental
• Voluntary Vision and Prescription Drug Insurance
• Savings and Profit Sharing 401(k)
• Paid Time Off for Sick and Personal Leave
• Vacation and Holidays
• Vitality Wellness Program
• "Dress for Your Day" Dress Code
• Flexible Scheduling
• And much more! #IND1#

The Shelter Insurance® group of companies is a leader in the insurance industry, providing customers with exceptional insurance and financial products and services.

Since opening our doors in 1946, we have become one of the most successful and financially-sound, super-regional insurance groups in the country.

We provide a variety of insurance options for our customers including auto, home, life and business insurance.

We exist to be a leader in our communities by providing daily value while we SHELTER what matters most.

At Shelter Insurance, we value, celebrate, and invest in people.

With over 75 years of success, we have built a strong foundation rooted in doing the right thing and making progress that truly matters - for our employees, our customers, and our communities.

Our employees are the backbone of our success, which is why we are committed to fostering an inclusive environment, offering competitive benefits and meaningful opportunities for growth and development.

We strive to honor our legacy, while innovating for a future full of opportunities.

Shelter has a purpose driven culture that centers on: Involvement Within Our Communities Financial Strength & Stability Benefits

This is your opportunity to be a part of an incredible company with people who encourage you and will help you grow personally and professionally.

We champion diversity and strive to provide opportunities. Our family-oriented culture is one that promotes inclusion and positivity.

Together we have achieved the winner of the Award for Best Places to Work since 2017!

Shelter Insurance is proud to be Equal Opportunity Employers committed to creating a diverse and inclusive workforce.

We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other legally protected classifications.

If you have a disability and require reasonable accommodations for any part of the selection process, we're here to help you out.