Underwriter Associate

ryansg; Houston (TX); On-site; USD 68,000 - 75,000; Full time

Job summary

Ryan Specialty in Houston is seeking an Associate Energy Underwriter to support underwriting of upstream Oil & Gas accounts. You will gather and analyze underwriting information, evaluate risk exposures, and help prepare policy transactions while ensuring documentation aligns with company guidelines.

The role suits an early-career professional with analytical skills and a willingness to learn about the Energy sector.

Qualifications

• Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, Economics, or related field preferred.
• Six months or more of Property & Casualty or commercial insurance experience preferred.
• Ability to obtain and maintain applicable Property & Casualty licenses.
• Progress toward or interest in pursuing professional designations such as AINS, AU, ARM, or CPCU is a plus.

Responsibilities

• Support the underwriting of new and renewal upstream Oil & Gas accounts by reviewing and maintaining policy information.
• Respond to broker and client inquiries regarding Energy insurance products, underwriting appetite, coverage considerations, and policy information.
• Communicate with brokers, agents, and insureds to gather underwriting information and help facilitate underwriting processes.
• Prepare, organize, and maintain underwriting documentation including submissions, quotes, binders, endorsements, and policy issuance materials.
• Review applications and supporting docs to identify risk exposures and assist in evaluating coverage eligibility.
• Assist with premium and rating calculations by applying underwriting guidelines and pricing methodologies.

Skills

Analytical skills

Organizational skills

Communication skills

Education

Bachelor's degree in Risk Management/Insurance/Business administration/Finance/Economics

Tools

Property & Casualty licenses

Job description

Position Summary

The Associate Energy Underwriter supports the underwriting of new and renewal business focused on upstream Oil & Gas risks. Working closely with underwriters, brokers, and clients, this role assists with gathering and analyzing underwriting information, evaluating risk exposures, preparing policy transactions, and maintaining accurate underwriting documentation. The Associate Underwriter helps ensure underwriting decisions align with company guidelines while delivering responsive service to brokers and clients. This position is ideal for an early-career professional looking to build a foundation in Energy underwriting. Prior insurance or underwriting experience is preferred, but candidates with strong analytical skills, a willingness to learn, and an interest in the Energy industry are encouraged to apply. Preference will be given to candidates with six months or more of relevant insurance experience.

What will your job entail?

Job Responsibilities

• Support the underwriting of new and renewal upstream Oil & Gas accounts by reviewing and maintaining policy information to ensure data is accurate, complete, and appropriately priced for renewal.


• Respond to broker and client inquiries regarding Energy insurance products, underwriting appetite, coverage considerations, and policy information.


• Communicate with brokers, agents, and insureds to gather underwriting information, resolve questions, and help facilitate a smooth underwriting process.


• Prepare, organize, and maintain underwriting documentation, including submissions, quotes, binders, endorsements, and policy issuance materials.


• Review insurance applications and supporting documentation to identify risk exposures and assist in evaluating coverage eligibility.


• Support premium and rating calculations by applying established underwriting guidelines and pricing methodologies.


• Assist underwriters with analyzing upstream Oil & Gas operations, loss history, and exposure information to support underwriting decisions.


• Maintain accurate underwriting files and generate reports related to submissions, renewals, production activity, and portfolio performance.


• Assist with internal and external audits by providing documentation and ensuring underwriting records are complete and compliant.


• Ensure adherence to company underwriting guidelines, regulatory requirements, carrier standards, and compliance procedures.


• Collaborate with underwriting, operations, claims, and other internal teams to coordinate activities and provide timely service to brokers and clients.


• Serve as a key point of contact for brokers and agents, delivering exceptional customer service through responsive communication and issue resolution.


• Participate in training and development opportunities to build technical underwriting knowledge and gain expertise in the upstream Energy sector.


• Stay informed on industry trends, emerging risks, and market developments impacting the upstream Oil & Gas industry.

Work Experience & Education

• Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, Economics, or a related field preferred. Equivalent work experience will also be considered.


• Previous insurance, underwriting support, customer service, or financial services experience is preferred.


• Six months or more of Property & Casualty or commercial insurance experience is preferred but not required.


• Strong analytical, organizational, and communication skills with a high attention to detail.

Licenses & Certifications

• Ability to obtain and maintain applicable Property & Casualty licenses as required.


• Progress toward or interest in pursuing professional designations such as AINS, AU, ARM, or CPCU is a plus.

Ryan Specialty is an Equal Opportunity Employer.

We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $68,200.00 - $75,000