Underwriter

Directions Home Loan; Town of Texas (WI); On-site; USD 85,000 - 100,000; Full time

Job summary

A leading company in the mortgage industry is seeking an Underwriter to join its team. The role involves underwriting conventional and government loans, analyzing various financial factors, and ensuring compliance with guidelines. The ideal candidate will possess a Bachelor’s degree and suitable experience, contributing to a dedicated team effort to deliver exceptional service to clients.

Qualifications

• 2-5 years of recent underwriting experience in the mortgage industry.
• Proficiency in conventional, FHA and VA loans is required.
• Basic understanding of underwriting requirements and automated processing systems.

Responsibilities

• Underwrite Conventional, FHA, USDA and VA residential loans.
• Ensure compliance with underwriter standards and provide quality customer service.
• Assist in training new underwriters.

Skills

Analytical skills

Problem solving

Attention to detail

Customer service

Education

Bachelor’s Degree in business, banking, or finance

Tools

Calyx Point

Encompass

Data Track

Empower

Microsoft Office Suite

Job description

Get AI-powered advice on this job and more exclusive features.

Direct message the job poster from Directions Home Loan

This position is responsible for underwriting duties associated with Directions Equity, dba Directions Home Loan in accordance with all bank, investor, and regulatory requirements

Core duties and responsibilities include the following:

• Underwrite Conventional, FHA, USDA and VA residential loans ensuring they comply with FNMA, FHLMC, Investor and Government agency guidelines
• Analyze employment profile, credit worthiness, asset documentation and other pertinent information
• Analyze property characteristics and all other information pertinent to credit and property decision
• Respond to product questions and scenarios with suitable answers
• Ensure compliance with underwriter standards
• Assist in training new underwriters
• Provide prompt and quality customer service to both internally and externally by explaining credit decision and offering alternative options when necessary
• Maintains quality, and production standards
• Adheres to set turnaround times for reviewing new submissions as well as resubmissions.
• Other duties as assigned

EDUCATION AND/OR EXPERIENCE

• Bachelor’s Degree in business, banking, or finance
• 2-5 years of recent underwriting experience in the mortgage industry.
• Proficiency in conventional, FHA and VA loans; experience with CHFA, USDA and 203k is a plus
• Basic understanding of underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
• Computer proficiency, particularly with Microsoft Office Suite
• Experience with mortgage software, such as Calyx Point, Encompass, Data Track or Empower
• DE, CHUMS, VA/SAR

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  General Business

Referrals increase your chances of interviewing at Directions Home Loan by 2x

Sign in to set job alerts for “Underwriter” roles.

Texas, United States $85,000.00-$100,000.00 3 days ago

Wholesale Underwriter, Specialty Products

Texas, United States $90,000.00-$120,000.00 1 week ago

Remote With Restrictions - Mortgage Underwriter

Austin, TX $92,660.00-$123,701.00 2 weeks ago

Remote With Restrictions - Mortgage Underwriter -

Texas, United States $60,000.00-$85,000.00 3 weeks ago

Technical Underwriter - Commercial Surety (remote from Texas)

Houston, TX $82,707.00-$115,934.00 2 weeks ago

Technical Underwriter - Commercial Surety (remote from Texas)

Claims Advisor, Professional Liability (A&E, D&O, EPL)

Business Development Underwriter Workers' Compensation (Lubbock/Panhandle)

Texas, United States $90,559.93-$152,723.06 5 days ago

Transportation Underwriter/Broker Wholesale Insurance

Senior/Executive Underwriter - Middle Market Solutions South Central

Dallas, TX $71,300.00-$134,000.00 2 weeks ago

P&C Middle Market Renewal Center Underwriter

United States $60,000.00-$70,000.00 3 days ago

Texas, United States $80,404.00-$100,505.00 1 hour ago

P&C Middle Market Renewal Center Underwriter

P&C Middle Market Renewal Center Underwriter

Sr. E&O Underwriter - Architects and Engineers

Austin, TX $100,000.00-$115,000.00 3 days ago

Senior Marine Underwriter (Commercial Marine Liability)

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.