UHNW Wealth Lending: Senior Credit Underwriter

Bank of America; Charlotte (TX); On-site; USD 90,000 - 120,000; Full time

Job summary

A leading financial institution is seeking a Senior Credit Underwriter to perform risk assessments and manage underwriting for ultra-high-net-worth clients. The ideal candidate will have over 10 years of experience in credit analysis, strong skills in financial structuring, and a proven ability to collaborate with diverse teams. This role is vital for maintaining high standards of credit evaluation and supporting profitable lending with existing relationships. Opportunities for growth and influence within the bank are significant.

Qualifications

• Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams.
• 10+ years of commercial and/or private wealth management credit experience.
• Strong negotiation and communication skills.

Responsibilities

• Evaluate credit worthiness and provide analysis on credit facilities.
• Monitor clients' operating performance and proactively identify issues.
• Deliver financial modeling and analysis to support loan decisions.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Portfolio Management

Education

High School Diploma / GED / Secondary School or equivalent

Bachelor’s degree in business administration, finance, accounting or economics preferred

Tools

Word

Excel

PowerPoint

Job description

A leading financial institution is seeking a Senior Credit Underwriter to perform risk assessments and manage underwriting for ultra-high-net-worth clients. The ideal candidate will have over 10 years of experience in credit analysis, strong skills in financial structuring, and a proven ability to collaborate with diverse teams. This role is vital for maintaining high standards of credit evaluation and supporting profitable lending with existing relationships. Opportunities for growth and influence within the bank are significant.