Senior Underwriter – UHNW Mortgage Solutions

Bank of America; Tampa (FL); On-site; USD 90,000 - 140,000; Full time

Job summary

Bank of America seeks a credit analysis professional to underwrite custom mortgage loans for ultra-high-net-worth clients within Global Wealth and Investment Management. You will review financial statements, analyze risks, and prepare credit approval packages while coordinating with private bank teams and risk partners.

The role requires 3+ years in complex client credit, familiarity with tax returns, and strong underwriting skills.

Qualifications

• 3+ years of commercial or ultra-high-net-worth/complex client credit experience.
• Strong familiarity with personal tax returns and financial statements.
• Ability to analyze complex cash flows involving multiple income streams.

Responsibilities

• Financial Analysis: Analyze and spread complex personal financial information using advanced Excel workbooks.
• Risk Assessment: Identify potential risks and mitigants; elevate issues for resolution.
• Deal Management: Manage multiple transactions from application to booking.
• Cross-Functional Communication: Coordinate with partners across lines of business for alignment.

Skills

Analytical Thinking

Financial Analysis

Financial Forecasting and Modeling

Profitability Analysis

Attention to Detail

Credit and Risk Assessment

Underwriting

Written Communications

Collaboration

Critical Thinking

Portfolio Analysis

Prioritization

Technical Documentation

Education

Bachelor’s degree in Business Administration, Finance, Accounting, or Economics

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America seeks a credit analysis professional to underwrite custom mortgage loans for ultra-high-net-worth clients within Global Wealth and Investment Management. You will review financial statements, analyze risks, and prepare credit approval packages while coordinating with private bank teams and risk partners.

The role requires 3+ years in complex client credit, familiarity with tax returns, and strong underwriting skills.