Treasury Analyst (Remote-First) Cash & Forecasting

Zip Co; New York (NY); Hybrid; USD 107,000 - 130,000; Full time

Benefits offered by this job

Flexible working culture

Incentive programs

Unlimited PTO

Parental leave

Job summary

Zip Co is seeking a Treasury Analyst to join the Cash Management & Treasury Operations team. You will connect analysis with execution, feeding cash flow forecasts, and preparing lender reports while monitoring covenants and facility activity.

This role emphasizes data integrity, cross-functional collaboration, and scalable processes. You’ll work remotely for US-based employees with an option to work in-person in Manhattan, contributing to forecasting, funding, and reporting across multiple

Qualifications

• 2+ years in treasury, finance operations, FP&A, or financial services
• Excel or Google Sheets proficiency for structured reports and data sets
• Familiarity with financial reporting, data management, or analytical support
• Understanding of basic financial concepts and attention to detail to catch errors
• Experience in lending/fintech is a strong plus, not required
• Strong ability to manage multiple recurring tasks on schedule
• Self-starter mindset with ownership and process improvement focus
• Alignment with Zip’s core values

Responsibilities

• Own and validate data inputs behind the cash flow forecast, documenting assumptions and ensuring traceability
• Analyze variances between forecast and actual cash movements and support scenarios with prepared data sets
• Compile daily/weekly borrowing base data and prepare certificates for Director review
• Maintain current records of facility positions, draws, paydowns, and availability
• Calculate and validate covenant compliance across facilities and update monitoring trackers
• Prepare covenant compliance certificates for Director review and delivery
• Prepare data packages and reports for lenders/investors and ensure data flow into lender reports
• Run the reporting calendar across facilities and support ad hoc lender data requests
• Develop data inputs and draft outputs for internal reporting suite and maintain templates

Skills

Excel skills

Data analysis

Attention to detail

Task management

Communication

Tools

Financial reporting

Job description

Zip Co is seeking a Treasury Analyst to join the Cash Management & Treasury Operations team. You will connect analysis with execution, feeding cash flow forecasts, and preparing lender reports while monitoring covenants and facility activity.

This role emphasizes data integrity, cross-functional collaboration, and scalable processes. You’ll work remotely for US-based employees with an option to work in-person in Manhattan, contributing to forecasting, funding, and reporting across multiple