Transaction Monitoring (TM) Analyst (Long-term Contract)

IntelliPro Group Inc.; Sunnyvale, New York (CA, NY); Hybrid; USD 70,000 - 120,000; Full time

Job summary

IntelliPro Group Inc. is seeking an AML Compliance Analyst to investigate TM alerts, analyze customer activity, and identify red flags within its global payments ecosystem.

You will document findings and collaborate across analytics, risk, and technology teams in a hybrid setup across Sunnyvale and New York. The role requires 2+ years in AML or financial crime, strong analytical skills, and proficiency in English; Mandarin is a plus.

Qualifications

• 2+ years in AML, financial crime, or risk operations.
• Ability to analyze customer and transaction activity and identify AML red flags.
• Familiarity with TM workflows, typologies, and screening standards.
• Strong written and spoken English; Mandarin preferred.

Responsibilities

• Review and investigate TM alerts according to procedures and AML requirements.
• Analyze transaction patterns and customer activity to assess risk.
• Identify red flags and escalate suspicious activity for review.
• Document investigation steps, evidence, rationale, and conclusions.
• Prepare case summaries and narratives for SAR review.
• Use KYC/KYB, CDD/EDD, PEP, and sanctions data in investigations.
• Flag recurring patterns and coordinate process improvements with teams.
• Maintain accurate case records and handle sensitive information.

Skills

AML experience

Risk analysis

Documentation

Communication

English proficiency

Mandarin (preferred)

Education

Bachelor's degree in Accounting/Finance/Law or related field

CAMS certification preferred

Job description

Location: Sunnyvale, CA or New York, NY (hybrid)
Employment Type: Contract

About the Role

Join the international Risk & AML Compliance team of a global digital payments company. You’ll investigate transaction monitoring alerts across the company’s U.S. and international business, analyze customer and transaction activity, find potential financial crime risk, and raise or performance. You’ll work closely with data analytics, business development, seller support, and risk technology teams to improve alert review quality and TM processes.

What You’ll Do

• Review and investigate TM alerts according to internal procedures, SLAs, and AML requirements
• Analyze transaction patterns, customer profiles, account activity, and counterparties to judge whether activity fits expected behavior
• Identify red flags, suspicious patterns, and unusual activity that needs further review
• Document investigation steps, evidence, rationale, and conclusions clearly
• Escalate potentially suspicious or higher-risk cases to the right teams
• Prepare case summaries and investigative narratives for internal escalation and SAR review
• Use CDD/EDD, PEP, sanctions, and other risk information in your investigations
• Flag recurring alert patterns, gaps, or process issues, and work with analytics and technology teams on improvements
• Keep accurate case records and handle sensitive information according to policy

What We’re Looking For

• 2+ years in AML, financial crime, or risk operations; direct experience reviewing or investigating TM alerts strongly preferred
• Proven ability to analyze customer and transaction activity, identify AML red flags, document findings, and elevate suspicious activity
• Familiarity with TM workflows, AML typologies, and industry investigative standards
• Working knowledge of KYC/KYB, CDD/EDD, PEP, and sanctions screening
• Strong analytical judgment, attention to detail, and ability to manage a caseload against deadlines
• Collaborative and able to work independently; clear communicator across teams
• Excellent written and spoken English; Mandarin Chinese preferred
• Experience in e-commerce, payments, MSBs, or financial services preferred
• Bachelor’s or advanced degree in Accounting, Finance, Law, or a related field, or equivalent experience. CAMS (or progress toward it) preferred