AML Associate

Social Capital Resources; New York (NY); Sur place; USD 85 000 - 120 000; Plein temps

Résumé du poste

Social Capital Resources is seeking an AML Associate for a full-time role at a top-tier bank in Midtown, Manhattan. You will investigate alerts, review customer activity, and conduct detailed research to assess risk and regulatory concerns.

Responsibilities include preparing SAR-related documentation, coordinating with internal teams, and supporting enhancements to monitoring processes. A Bachelor's degree and 3+ years of BSA/AML experience are required.

Qualifications

• Bachelor's degree required.
• 3+ years of BSA/AML experience in banking, financial services, or regulatory environment.
• Experience investigating correspondent banking transactions and relationships.
• Strong understanding of AML regulations, transaction monitoring, SAR reporting.

Responsabilités

• Investigate transaction monitoring alerts to identify unusual activity and regulatory concerns.
• Review customer profiles and transaction histories to assess activity against expected behavior.
• Conduct detailed research using banking systems, public records, and external sources.
• Evaluate domestic and international payment activity, including correspondent banking relationships.
• Prepare investigative reports documenting findings, risk assessments, and dispositions.

Connaissances

Investigative skills

Analytical thinking

Written communication

Time management

Formation

Bachelor's degree

Outils

NICE Actimize

Description du poste

Top-Tier Bank in Midtown, Manhattan is seeking an AML Associate for a full-time position!

Responsibilities:

• Investigate transaction monitoring alerts to identify unusual activity, potential financial crime risks, and possible regulatory concerns.
• Review customer profiles, transaction histories, and related financial information to assess activity against expected account behavior.
• Conduct detailed research using internal banking systems, public records, and external information sources.
• Evaluate complex domestic and international payment activity, including transactions involving correspondent banking relationships.
• Prepare comprehensive investigative reports documenting findings, risk assessments, and recommended dispositions.
• Identify potentially suspicious activity and assist with Suspicious Activity Report (SAR) preparation and supporting documentation.
• Coordinate information requests with internal business units and track outstanding investigative items.
• Review trade finance activity for potential AML risks and unusual transaction patterns.
• Support enhancements to transaction monitoring processes, including system testing, alert optimization, and workflow improvements.
• Assist with compliance reporting, investigative metrics, and other financial crime prevention initiatives.
• Maintain accurate case records and ensure investigations are completed in accordance with regulatory expectations and internal standards.

Qualifications:

• Bachelor's degree required.
• Minimum of 3 years of BSA/AML experience within banking, financial services, or a regulatory environment.
• Prior experience investigating correspondent banking transactions and relationships is required.
• Strong understanding of AML regulations, transaction monitoring, suspicious activity identification, and SAR reporting.
• Experience reviewing international payments, cross-border transactions, or trade finance activity preferred.
• Familiarity with transaction monitoring platforms; NICE Actimize experience is a plus.
• CAMS certification preferred.
• Strong investigative, analytical, and written communication skills.
• Ability to independently manage multiple investigations and competing priorities.
• Proficiency in Microsoft Excel, Word, and other business applications.