SAM Analyst III

United States Digital Space LLC; United States; Hybrid; USD 86,000 - 101,000; Full time

Job summary

United States Digital Space LLC seeks a TMS Compliance Analyst III to join the CX Compliance team. You will conduct end-to-end investigations of automated monitoring alerts, assess transaction activity, draft SAR narratives, and escalate when appropriate.

You’ll collaborate with cross-functional teams to uphold BSA/AML regulatory standards and continuously improve the process. The role emphasizes careful analysis of KYC data, compliance tooling, and staying current with evolving regulations.

Qualifications

• 4+ years in financial services, crypto, or fintech with a focus on transaction monitoring or financial crime investigations.
• Experience drafting and filing SARs with regulatory-standard narratives.
• Ability to interpret complex transaction patterns and apply regulations to investigations.

Responsibilities

• Own end-to-end investigative review of automated monitoring alerts and referrals for BSA/AML compliance.
• Analyze transaction activity, KYC data, and evidence to determine legitimacy and escalation or SAR filing.
• Draft clear, accurate SAR narratives and maintain detailed investigation documentation.
• Incorporate QA feedback and calibration to improve accuracy and consistency.
• Support process improvements in TMS Compliance by identifying gaps and staying updated on KYC, BSA/AML, and OFAC regulations.

Skills

Transaction monitoring

BSA/AML compliance

SAR drafting

KYC/CDD processes

Regulatory oversight

AI-assisted workflow

Tools

Hummingbird

Chainalysis

Job description

Ready to do the most impactful work of your career? Atthe company, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. the company is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.”learn more about working at the company.

As a TMS Compliance Analyst III on the CX Compliance team within Customer Experience, you'll conduct end-to-end transaction monitoring investigations to identify suspicious activity, protect the company from financial crime risk, and ensure compliance with BSA/AML regulatory requirements. This team partners with the Financial Crime Risk Service (FCRS) line and cross-functional stakeholders to maintain the highest production and quality standards across global compliance operations. You'll investigate automated alerts, analyze complex transaction patterns, draft SAR narratives, and apply independent judgment to determine whether customer behavior warrants escalation or filing.

What you’ll do:

• Own end-to-end investigative review and analysis of automated transaction monitoring alerts and referrals sourced from law enforcement requests and other the company business lines, in support of BSA/AML regulatory compliance programs.
• Analyze transaction activity, KYC information, and evidence from external tools and systems to determine the legitimacy of customer behavior across multiple products, recommending whether activity warrants escalation or SAR filing.
• Draft clear, accurate SAR narratives and maintain detailed investigation documentation to demonstrate compliance with regulations, internal policies, and audit requirements.
• Incorporate feedback from the Quality Assurance team and participate in calibration sessions to continuously improve investigation accuracy and consistency.
• Support process improvements within the TMS Compliance function by identifying gaps in procedures, contributing to documentation standards, and staying current with developments in KYC, BSA/AML, and OFAC regulations.

Required Skills and Experience:

• 4+ years of experience in financial services, crypto, or fintech with a focus on transaction monitoring, BSA/AML compliance, or financial crime investigations.
• Proven experience drafting and filing Suspicious Activity Reports (SARs) with accurate, well-structured narratives that meet regulatory standards.
• Demonstrated ability to interpret complex transaction patterns across multiple products, apply regulatory requirements to case investigations, and make independent escalation decisions.
• Familiarity with transaction monitoring systems, KYC/CDD processes, and compliance tools (e.g., Hummingbird, Chainalysis, or similar).
• Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

P77657

**Pay Transparency Notice:* ***Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).

Annual base salary range (excluding equity and bonus):

$85,850—$101,000 USD

• *Application Limit:*Candidates may submit a maximum of 3 applications within a 6-month period.

• *Equal Opportunity Employer:the company is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.

• *US Applicants:View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.

• *Accommodations:If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]the company.com.Need screen reading technology? Click here to download a free compatible screen reader and view thetutorial.

• *Data Privacy & Arbitration:By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.