Anti Money Laundering Analyst

Tata Consultancy Services; Richmond (TX); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Discretionary Annual Incentive

Comprehensive Medical Coverage: Health

Family Leave Benefits

401K Plan

Certification & Training Reimbursement

Job summary

Tata Consultancy Services is seeking an AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team in the United States. You will review suspicious activity alerts, investigate transactions, and support AML regulatory requirements.

The ideal candidate has 1–3+ years in AML/Transaction Monitoring, strong analytical skills, and the ability to document findings clearly while working in a fast-paced environment.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or related discipline.
• 1–3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working knowledge of BSA, AML regulations, OFAC sanctions, and Financial Crime Compliance frameworks.
• Experience reviewing transactional data and identifying suspicious activity indicators.
• Strong analytical and critical thinking skills with ability to identify trends, anomalies, and risk indicators.
• Excellent attention to detail and ability to document findings accurately.
• Strong verbal and written communication skills.
• Ability to work in a fast-paced environment while managing multiple investigations.

Responsibilities

• Review AML alerts generated through Financial Crime Risk Management systems.
• Investigate potentially suspicious activities including structuring, high-risk/high-volume transactions, unusual customer behavior, sanctions concerns, and other indicators.
• Review alerted activity and assess up to 30 days of account history for legitimacy.
• Conduct customer profile reviews to validate activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources.
• Prepare detailed case documentation with findings, evidence, and rationale.
• Ensure reviews comply with AML regulations and internal policies.
• Collaborate with compliance, risk, and operational teams on prevention initiatives.

Skills

AML knowledge

Transaction monitoring

KYC

Regulatory compliance

Analytical thinking

Education

Bachelor's degree in Finance/Accounting/Business

Tools

AML case management tools

Transaction monitoring platforms

Job description

Job Description

TCS is seeking a detail-oriented and analytical AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. In this role, you will be responsible for reviewing suspicious activity alerts, conducting investigations, analyzing customer transaction behavior, and supporting Anti-Money Laundering (AML) compliance efforts.

Job Description

TCS is seeking a detail-oriented and analytical AML Transaction Monitoring Analyst to join our Financial Crimes Compliance team. In this role, you will be responsible for reviewing suspicious activity alerts, conducting investigations, analyzing customer transaction behavior, and supporting Anti-Money Laundering (AML) compliance efforts.

The ideal candidate will possess strong investigative skills, a risk-based mindset, and the ability to identify unusual transaction patterns while ensuring compliance with regulatory requirements and internal policies.

Key Responsibilities

Review and analyze AML alerts generated through Financial Crime Risk Management (FCRM) systems.

Investigate Potentially Suspicious Activities, Including

• Structuring
• High-risk/high-volume transactions
• Unusual customer behavior patterns
• Sanctions-related concerns
• Other financial crime indicators

Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.

Conduct customer profile reviews to validate expected account activity and identify inconsistencies.

Perform basic investigations using internal systems and external data sources to gather relevant information regarding transactions and associated parties.

Assess Transaction Activity And Determine Whether Alerts Should

• Be closed with no further action required, or
• Be escalated for enhanced investigation and review.

Prepare detailed case documentation, including investigative findings, supporting evidence, and rationale for decisions.

Ensure all reviews are conducted in accordance with AML regulations, internal policies, and compliance procedures.

Collaborate with compliance, risk, and operational teams to support ongoing financial crime prevention initiatives.

Required Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or a related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working Knowledge Of:
  • Bank Secrecy Act (BSA)
  • Anti-Money Laundering (AML) regulations
  • OFAC sanctions requirements
  • Financial Crime Compliance frameworks
• Experience reviewing transactional data and identifying suspicious activity indicators.
• Strong analytical and critical thinking skills with the ability to identify trends, anomalies, and risk indicators.
• Excellent attention to detail and ability to document findings accurately.
• Strong verbal and written communication skills.
• Ability to work effectively in a fast-paced environment while managing multiple investigations.

Preferred Qualifications

• CAMS (Certified Anti-Money Laundering Specialist) certification or pursuit of certification.
• Experience with transaction monitoring platforms and AML case management tools.
• Understanding of customer due diligence (CDD), enhanced due diligence (EDD), and sanctions screening processes.
• Experience within banking, financial services, fintech, or regulatory environments.

TCS Employee Benefits Summary

• Discretionary Annual Incentive.
• Comprehe nsive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• Family Support: Maternal & Parental Leaves.
• Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• Time Off: Vacation, Time Off, Sick Leave & Holidays.
• Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $60,000 - $75,000 per year

Qualifications: ASSOCIATESHIP