Trade Finance Origination Associate

Banco Santander SA; United States; Presencial; USD 145.000 - 175.000; Jornada completa

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Santander Benefits - 2026 Santander On

Descripción de la vacante

Santander is seeking a Trade Finance Origination Associate in the United States to originate and manage trade and working capital opportunities from sales through execution. You will collaborate with Relationship Managers to tailor GTB trade solutions for clients in natural resources, utilities, and commodities sectors.

The role requires extensive experience with sub-investment grade clients, strong financial acumen, and the ability to drive deals from inception to close while coordinating

Formación

• Bachelor’s degree in related field or equivalent demonstrated through work experience.
• Experience with sub-investment grade clients in the American market.
• Knowledge of working capital, cash flow forecasting, and financial statement analysis.
• Ability to develop relationships across geography and coordinate front-to-back processes.

Responsabilidades

• Market GTB trade products to potential Santander clients in relevant sectors.
• Prepare commercial plans, pitches and RFIs for C-suite interactions.
• Provide pricing/market intelligence and present profitability to committees.
• Report progress of the commercial agenda to senior management.
• Coordinate internal and external stakeholders for end-to-end execution and onboarding.
• Ensure governance and risk controls are followed throughout the process.

Conocimientos

Trade origination

American market experience

Sub-investment grade client exposure

Financial analysis

Presentations & pitches

Cross-functional collaboration

Origination sales

Educación

Bachelor’s Degree

Herramientas

Excel

Descripción del empleo

## Trade Finance Origination AssociateApplylocations: Madison Ave Corptime type: Full timeposted on: Posted Yesterdayjob requisition id: Req1587725Trade Finance Origination AssociateCountry: United States of America**It Starts Here:**Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.If you are interested in exploring the possibilities **We Want to Talk to You!****The Difference You Make:**The GTB Trade Finance Origination Associate serves as an SME responsible for origination support of trade and working capital transactions with US borrowers. They manage the transactions from origination through execution.This role will identify opportunities and successfully sell innovative solutions to American clients across the natural resources/utilities/commodities industry. The associate will also work together with Relationship Managers to provide Trade & Working Capital SolutionsAct as advisor, consultant, and first point of contact for clients’ ongoing trade finance needs. Manage client journey from sales through implementation, and act as escalation point of contact. Adherence to internal processes to ensure control and transparency over sales activity Essential Functions/Responsibilities:* Market GTB trade products (Receivables, SCF, Structured Trade, Letters of Credit, EAF, etc.) to potential Santander clients in the natural resources/utilities/commodities space, proactively looking for new business opportunities covering domestic or cross-border trade, with or without recourse and under a portfolio or name-by-name approach.* Preparation of commercial plans, pitches and RFIs designed to target C Suite level interaction through: Analysis of client’s financial strategy and their financial reports and compare them with their peers in the relevant sector, as well as presenting how the Santander trade products can support the client for it to achieve its strategic goals* Provide pricing / market intelligence to transactions, ensuring transaction profitability in line with the Bank’s capital models presenting to the relevant committees, where applicable.* Reporting to senior management regarding the progress of the commercial agenda* Maintain knowledge and awareness of key trends across our core sectors and potential application of our working capital products* Contribute to the creation and future development of the product proposition through regular sharing of client feedback.* Coordinate stakeholders both internal (CDD, Compliance, Risks, Legal, IT, Compliance, Operations, etc.) and external (Legal firms, Insurers, brokers, etc.) to provide a best-in-class service and seamless end to end execution including client onboarding and due diligences process* Ensure understanding of the Bank’s operating practices and governance and ensure these are followed in line with the guidelines.**What You Bring:** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.**Education:*** Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required**Qualifications:**Must possess experience working with sub-investment grade clients in the American market.6+ years of relevant experience.Exposure to the natural resources/utilities/commodities sectors and/or Financial Sponsors is a plus.High motivation, proactivity, and accomplished business origination skills.Significant financial knowledge (Working capital cycle, cash flow forecasting, financial statement analysis, modelling etc.) .High level of presentation and organizational skills.Understanding of mechanics, drivers and risks associated with Trade products.Understanding the competitive market and the role of technology within Trade finance.Capability to develop relationships inside the organization to collaborate across geographical boundaries. In depth understanding of the front to back execution process trade products**Certifications:*** No Certifications listed for this job.**It Would Be Nice For You To Have:*** Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.**Work Authorization & Sponsorship:** Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.**What Else You Need To Know:**The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.**Base Pay Range:**Minimum:$145,000.00 USDMaximum:$175,000.00 USD**We Value Your Impact:**Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) **Risk Culture:**We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.**EEO Statement:**At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. **Working Conditions:**Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. **Employer Rights:**This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.**What** **To Do Next****:**If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [e-mail] to discuss your needs.