Territory Mortgage Originator: Build Relationships

FCM - First Community Mortgage; Salado (TX); On-site; USD 55,000 - 95,000; Full time

Job summary

First Community Mortgage seeks a Mortgage Loan Originator to originate high quality loans and grow relationships with local real estate agents in Texas. This role supports a home-office setup with limited supervision and may require travel and attendance at seminars.

The candidate should have 2+ years of in-person origination experience, knowledge of VA, FHA and conventional loan programs, and be skilled in reviewing credit and presenting loan options to clients.

Qualifications

• High school diploma or equivalent is required.
• 2+ years of in-person mortgage origination experience with a solid book of business.
• Experience in a commission-based origination role.
• Knowledge of VA, FHA and conventional loan programs.
• Ability to review and understand credit reports and disclosures.
• Self-motivated, able to work from a home office with limited supervision.

Responsibilities

• Originate high quality loans that meet guidelines.
• Develop business relationships with local real estate agents and builders.
• Manage territory for local banks; train staff on mortgage basics.
• Develop contacts with Banks partner store management teams.
• Take loan applications, including pulling credit.
• Conduct presentations (First Time Home Buyer seminars, realtor meetings).
• Communicate with borrowers and agents throughout the loan process.
• Explain pre-qualifications, disclosures and initial compliance documents.
• May serve as general office manager; handle correspondence and scheduling.
• Act as liaison between locations and corporate for incidents and needs.
• Travel as needed; maintain regular attendance and punctuality.

Skills

Mortgage origination

Credit review

Communication skills

Team player

Education

High School Diploma

Tools

Ellie Mae software

Job description

First Community Mortgage seeks a Mortgage Loan Originator to originate high quality loans and grow relationships with local real estate agents in Texas. This role supports a home-office setup with limited supervision and may require travel and attendance at seminars.

The candidate should have 2+ years of in-person origination experience, knowledge of VA, FHA and conventional loan programs, and be skilled in reviewing credit and presenting loan options to clients.