Territory Commercial Lines Underwriter - Growth & Travel

Socket.dev; Dedham (MA); On-site; USD 90,000 - 120,000; Full time

Job summary

Socket.dev is seeking an underwriting professional to balance agency development, risk assessment, and profitability across the territory. The role involves evaluating commercial risks, building strong agency relationships, and driving a profitable book through collaboration and precise analysis.

Travel to agency offices and industry events is expected to support partnerships and business development. Responsibilities include evaluating new business and renewals, analyzing loss data, structuring

Qualifications

• Bachelor’s degree preferred in Insurance, Business Administration, or related field.
• 2+ years of Property and Casualty Insurance experience, preferably commercial lines.
• Familiarity with commercial underwriting and risk appetite.
• CPCU or related designations or willingness to pursue them.
• Knowledge of insurance laws, practices and regulations.

Responsibilities

• Underwrite and evaluate new business and renewals for eligibility and pricing adequacy.
• Analyze loss runs and COPE data to determine risk acceptability.
• Identify red flags such as loss history, gaps in coverage, billing issues.
• Structure terms, conditions, endorsements, and deductibles to match risks.
• Document underwriting file clearly for appetite compliance.
• Develop and manage agency relationships through communication and visits.
• Communicate underwriting decisions and expectations via email, phone, and meetings.
• Monitor renewal quality, loss trends, and risk characteristics for profitability.
• Identify risks requiring cancellation or non-renewal and issue notices as warranted.

Skills

Microsoft Office

Organizational skills

Interpersonal communication

Written communication

Multi-tasking

Adaptability

Customer-service mindset

Education

Bachelor’s degree in Insurance or Business Administration

Job description

Socket.dev is seeking an underwriting professional to balance agency development, risk assessment, and profitability across the territory. The role involves evaluating commercial risks, building strong agency relationships, and driving a profitable book through collaboration and precise analysis.

Travel to agency offices and industry events is expected to support partnerships and business development. Responsibilities include evaluating new business and renewals, analyzing loss data, structuring