Teller In Jacksonville Drive In

Austin Bank; Jacksonville (TX); On-site; USD 32,000 - 42,000; Full time

Job summary

Austin Bank is seeking a diligent Teller to provide exceptional customer service, handle cash deposits/withdrawals, and ensure accurate processing of transactions in a regulated environment.

The role requires adherence to BSA/CIP regulations, strong attention to detail, and the ability to promote bank products while maintaining confidentiality and security of customer information.

Qualifications

• Understand and comply with Bank Secrecy Act (BSA) and Customer Identification Program (CIP) requirements for banking functions.
• Exhibit superior customer service and build relationships to meet customer banking needs.
• Maintain confidentiality and handle transactions accurately and securely.

Responsibilities

• Greet customers and provide superior service.
• Process night depository, ATM, and Bank-by-mail deposits.
• Receive checks and cash, verify amounts, endorse checks, and issue receipts.
• Place holds on checks per regulatory guidelines.
• Cash checks after verification of signatures and balances; obtain ID.
• Prepare Currency Transaction Reports for BSA compliance; file SARs when applicable.
• Maintain teller cash drawer within required limits.
• Explain and promote bank products and services (travelers checks, money orders, etc.).
• Balance teller cash drawer and cash vault daily.
• Handle outgoing wires and stop payments as requested by customers.
• Assist customers with debit card disputes and bank records.

Skills

Customer service

Cash handling

Regulatory compliance

Job description

ESSENTIAL DUTIES AND RESPONSIBILITIES

Includes the following: Other duties may be assigned.

• Employee is responsible to understand and comply with regulatory requirements for financial transactions, most specifically Bank Secrecy Act (BSA) and Customer Identification Program (CIP) as it relates to specific job functions.
• Employee is responsible to understand and comply with regulatory requirements for financial transactions, most specifically Bank Secrecy Act (BSA) and Customer Identification Program (CIP) as it relates to specific job functions.
• Exhibits superior customer service as an Austin Bank team member. Demonstrates high quality relationship building techniques to ensure the customer receives the best possible solution to his banking and financial needs. Helps promote a loyal relationship between the customer and Austin bank.
• Participates in developing a teamwork atmosphere with co-workers as part of department/branch location by attending meetings, participating in discussions, treating co-workers with respect and courtesy, and contributing to departmental goals.
• Has a responsibility to stay abreast of company communications by reading publications, announcements and company e-mails, etc. Takes advantage of appropriate communication channels regarding bank related business matters.
• Develop personal skills and capabilities through on-going training, as provided by the company or elsewhere subject to Company approval.
• Uphold and safeguard the organizations values particularly relating to ethics, integrity, and confidentiality both internally and externally.
• Greets customers and provides superior customer service.
• Processes night depository, ATM, and Bank-by-mail deposits.
• Receives checks and cash for deposit, verifies amount, examines checks for proper endorsements and issues receipt for deposit amount.
• Places holds on checks accepted for deposits, if warranted, in accordance with regulations.
• Cashes checks after verification of customer signatures and balances. Obtains positive identification of payee.
• Obtains information and completes Currency Transaction Reports for submission to BSA Officer. Prepares Suspicious Activity Reports when applicable.
• Maintains teller cash drawer within required limits.
• Explains, promotes and/or sells bank products or services such as travelers checks, savings bonds, money orders and cashier's checks, etc.
• Maintains appropriate log of cash sale of Cashier's Checks and travelers checks per requirements of Bank Secrecy Act.
• Accepts utility bill and loan payments.
• Processes TT&L, EFTPS payments and cash advances.
• Places stop payments on checks and drafts as requested by customer.
• Balances teller cash drawer and cash vault daily.
• Accepts information for outgoing wire transfers.
• Assists customers in preparing documentation on debit card disputes.
• Assists in filing bank records/documentation.
• Verifies next day new account information and account file maintenance.
• Opens/processes mail as required.
• Answers telephone calls taking messages, forwarding calls or providing assistance to customers.
• Cross-trains in other areas.
• Maintains confidentiality at all times.
• Reports to work regularly and promptly. Contributes as a team player.
• Enhances professional growth and development through participation in educational programs, current literature, and in-service meetings, etc.
• Maintains established department and Bank policies, procedures and objectives and quality assurance.

Austin Bank Job TELLE002737 by eQuest