Technical Product Owner - Miami

Coderio; Miami (FL); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Hybrid work model

Competitive compensation

Professional growth opportunities

Job summary

Coderio is seeking a Senior Technical Product Owner to lead high-impact payments modernization initiatives in a hybrid role based in Miami Lakes, FL. You will own the product backlog and roadmap for core payment capabilities, translating business goals into actionable initiatives and working closely with engineers and architects.

In this role, you will drive the strategy across Wire, RTP, FedNow, ACH, and fraud prevention, partnering with executives and product teams to deliver end-to-end

Qualifications

• 5+ years of experience in Product Ownership, Technical Product Management, Business Analysis, or similar roles.
• Proven experience owning product backlogs, defining roadmaps, prioritizing features, writing user stories, and driving end-to-end delivery with engineering teams.
• Agile/Scrum methodologies knowledge including backlog management, sprint planning, refinement, retrospectives, and iterative delivery.
• Strong understanding of APIs, microservices, system integrations, databases, and data flows.
• Experience in banking, financial services, fintech, payments, treasury, or transaction processing environments is preferred.
• Excellent communication and facilitation skills for executives and stakeholders.
• Hands-on experience with Jira and Confluence for backlog management and documentation.

Responsibilities

• Own the product backlog and roadmap for assigned payment capabilities, aligning priorities with business and technical strategy.
• Translate goals and customer needs into actionable product initiatives and features.
• Define epics, user stories, acceptance criteria, and requirements for development and QA.
• Collaborate with architects, engineers, and integration teams on system dependencies and data flows.
• Drive initiatives across payments domains like Wire, RTP, FedNow, ACH, and digital channels.
• Manage stakeholders across business, technology, operations, and leadership.
• Identify opportunities to automate processes and reduce operational friction.

Skills

Product Ownership

Technical Product Management

Business Analysis

Agile/Scrum

APIs & Microservices

Stakeholder Management

Jira & Confluence

Backlog Management

Tools

Jira

Confluence

Job description

Coderio designs and delivers scalable digital solutions for global companies. We combine strong technical expertise with a product mindset to lead complex software initiatives end-to-end. We work with international clients, value autonomy and clear communication, and build long-term partnerships through technical excellence.

This is a high-impact product and technical leadership role. We are looking for a Senior Technical Product Owner to join our financial technology initiatives supporting a major Payments Modernization Program.

You will operate at the intersection of product strategy, business operations, payments, and software engineering, driving the transformation of core payment capabilities across Wire, RTP, FedNow, ACH, fraud prevention, and digital channels.

Note on Location: This is a hybrid position based in Miami Lakes, FL, requiring 3 days per week on-site and 2 days working remotely.

What To Expect In This Role (Responsibilities)

• Product Ownership: Own the product backlog and roadmap for assigned payment capabilities, ensuring priorities are clearly defined and aligned with business objectives, customer needs, and technical strategy.
• Product Strategy & Prioritization: Translate business goals, operational challenges, and customer needs into actionable product initiatives, prioritizing features and enhancements based on business value, risk, dependencies, and technical feasibility.
• User Stories & Acceptance Criteria: Define detailed epics, features, user stories, acceptance criteria, and functional/non-functional requirements that provide clear direction to development and QA teams.
• Technical Collaboration: Partner closely with Solution Architects, Software Engineers, Integration teams, and technical leadership to understand system dependencies, APIs, microservices, middleware, databases, and integration requirements.
• Payments Domain: Drive product initiatives across payment capabilities such as Wire, RTP, FedNow, ACH, fraud prevention, and digital payment channels, ensuring solutions address operational, regulatory, and customer requirements.
• Stakeholder Management: Act as the primary product interface between business stakeholders, technology teams, operations, compliance, risk, and leadership, facilitating alignment around priorities, scope, trade-offs, and expected outcomes.
• Process & Product Optimization: Analyze existing processes and payment workflows, identify opportunities for automation and improvement, and translate them into product initiatives that reduce operational friction and risk.

Requirements

• Experience: 5+ years of experience in Product Ownership, Technical Product Management, Business Analysis, or similar roles, with significant experience working in software development concepts.
• Technical Product Ownership: Proven experience owning product backlogs, defining roadmaps, prioritizing features, writing user stories, and driving end-to-end delivery with engineering teams.
• Agile Knowledge: Technical knowledge of Agile/Scrum methodologies, including backlog management, sprint planning, refinement, retrospectives, and iterative product delivery.
• Technical Knowledge: Strong understanding of software development concepts, APIs, microservices, system integrations, databases, and data flows. Ability to engage in technical discussions with architects and engineers.
• Payments / Financial Services: Experience working with banking, financial services, fintech, payments, treasury, or transaction processing environments is strongly preferred.
• Stakeholder Management: Excellent communication and facilitation skills, with the ability to work effectively with executives, business stakeholders, product teams, and technical engineering teams.
• Product Tools: Hands-on experience with tools such as Jira and Confluence for backlog management, documentation, requirements, and product delivery.
• Process & Workflow: Ability to analyze complex business processes, define current and future-state workflows, identify improvement opportunities, and translate them into product requirements.

Nice to Have

• Direct experience with payments modernization initiatives.
• Experience with RTP, FedNow, ACH, Wire, FedWire, or SWIFT.
• Knowledge of ISO 20022 and payment messaging standards.
• Experience with financial technology platforms such as Finzly, Fiserv, Actimize, or FircoSoft.
• Familiarity with cloud-based architectures, particularly AWS.
• Experience with API-driven and microservices-based architectures.

What we offer:

• High-impact role driving a core banking and payments transformation initiative.
• Opportunity to influence product strategy and technical direction.
• Collaborative environment working alongside senior business and technology leaders.
• High autonomy and ownership over product capabilities and delivery.
• Long-term engagement with competitive compensation and professional growth opportunities.
• Exposure to modern payment technologies and large-scale financial systems.