Team Lead – Sr. Corporate Portfolio Manager

First Horizon Bank; North Carolina; On-site; USD 70,000 - 110,000; Full time

Job summary

An established industry player is seeking a Portfolio Management Team Lead to drive commercial lending success. In this pivotal role, you will manage a talented team of Portfolio Managers and Credit Analysts, guiding them through talent acquisition, onboarding, and performance management. Your expertise in commercial underwriting and portfolio management will be crucial as you lead the analysis, structuring, and origination of loans, ensuring that client needs are met while maintaining high credit quality. Join a forward-thinking organization that values equity and excellence, and take the next step in your career with a company recognized for its commitment to its associates and communities.

Benefits

Medical with wellness incentives

Dental and vision insurance

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Qualifications

• 6-8 years of experience in commercial underwriting and portfolio management.
• Strong analytical and decision-making skills required.

Responsibilities

• Lead talent acquisition and performance management for the team.
• Manage commercial loan portfolio and ensure credit quality.

Skills

Commercial Underwriting

Portfolio Management

Financial Analysis

Risk Identification

Communication Skills

Organizational Skills

Customer Service Skills

Education

Bachelor's Degree

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Microsoft PowerPoint

Job description

Location: On site at location listed in job posting

SUMMARY

Portfolio Management Team Lead candidates are experienced commercial lending portfolio managers who have the ability to lead a team of Portfolio Managers and Credit Analysts and directly contribute to the commercial lending portfolio through their assigned partnership with local Relationship Managers. The incumbent will provide direct management to the local team of Portfolio Managers and Credit Analysts, leading talent acquisition, onboarding, and performance management. They must have a demonstrated ability to effectively contribute to the loan structuring, underwriting, origination, and portfolio management responsibilities for their assigned loan portfolio. Borrowers under the incumbent’s management will typically have revenue over $30 million and can exceed $100 million. Candidates who have previous managerial experience, the ability to coach and develop talent, and possess a deep understanding of First Horizon’s credit policy, processes and risk appetite are preferred. The incumbent must work well in a team-focused setting and is comfortable balancing competing priorities in a deadline driven environment.

Key Responsibilities Include

• Leads talent acquisition, onboarding, and new hire training for Portfolio Managers and Credit Analysts.
• Establishes regular performance management routines for direct reports, setting goals and providing support to achieve progress towards goal.
• Develops the skills of direct reports by providing training, feedback, and coaching at the group and individual level.
• Completes regular monitoring of Market/LOB portfolio management reports, keeping Market/LOB leader apprised of portfolio management metrics and performance.
• Leads commercial portfolio management meetings, including Market Asset Quality Meetings.
• Monitors workflow and capacity across the team, making adjustments to ensure production deadlines and portfolio management standards are met.
• Ensures Portfolio Managers on the team are effectively engaging and working with their Credit Analyst partners, delegating increasingly complex assignments to promote Credit Analyst development.

Portfolio Management Responsibilities Include:

• Leads the analysis, underwriting, origination, and portfolio management of loans in a commercial loan portfolio.
• Utilizes loan structuring, risk identification, and risk mitigation skills.
• Understands and applies the Bank’s risk grading methodology and credit appetite.
• Manages complex relationships with ability to understand both C&I and income-producing real estate (CRE) borrowers.
• Partners with Relationship Managers to call on current or potential clients; understands and identifies needs for commercial products and services; develops lending proposals; identifies cross-sell opportunities.
• Maintains oversight of post-approval due diligence requirements and commercial loan documentation preparation.
• Maintains satisfactory portfolio management metrics, ensuring credit quality and portfolio servicing are maintained in an acceptable manner.

Qualifications Include

• Minimum 6 to 8 years of commercial underwriting and portfolio management experience.
• Bachelor's degree (or equivalent in work experience) required.
• Ability to read, analyze and interpret financial reports and legal documents; performs simple to complex calculations; effectively researches, analyzes and evaluates information to make decisions, solve problems and achieve goals.
• Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with senior executives, business unit management and staff, state and federal regulators and officials, significant business partners, commercial lending prospects and clients.
• Strong written and oral communication skills.
• Strong organizational and customer service skills.
• Accurate typing, spelling and grammar skills.
• Strong computer skills required with the following programs: Word, Outlook, PowerPoint, and highly proficient skills with Excel.

About Us

First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Benefit Highlight

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

Corporate Diversity Commitment

We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge