System Product Owner (Card processing)

Wirex; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Premium tariffs for our product

Semi-remote work with flexible hours

Home office allowance

Virtual share options after probation

Comprehensive medical insurance after

Generous vacation: 20 business days

Paid sick leave, Birthday, Anniversary

Length of Service Holidays

Online learning events

Coworking with facilities and parking

Job summary

Wirex is seeking a System Product Owner to own backend service scope within our card and payments platform. You’ll turn business needs into clear technical specs, focusing on card processing and multi-market implementations including Visa and Mastercard integrations.

We expect 2+ years in system/ business analysis with deep card processing knowledge and strong English skills. Remote EU-friendly role with regional considerations and a flexible, product-driven environment.

Qualifications

• 2+ years experience as a System Analyst or Business Analyst with technical background.
• Deep experience in banking/payment cards and card processing details.
• Knowledge of VISA/MasterCard requirements and card processing protocols (ISO).
• Experience with API documentation and integration logic.

Responsibilities

• Gather and analyze requirements for team service ownership.
• Create detailed system specifications for back-end development.
• Communicate plans to TPO/SPO and other teams across microservices.
• Review third-party API docs and define integration requirements for back-end.
• Configure systems, investigate issues, and ensure correct implementations.
• Contribute to product vision and feature discussions.

Skills

Banking knowledge

Payment card knowledge

English - Upper intermediate

API documentation experience

Analytical thinking

Stakeholder coordination

Communication skills

Education

System Analyst experience

Business Analyst experience

Tools

Card processing protocols (ISO)

3rd party integrations

VISA/MasterCard integration knowledge

Job description

Wirex is opening a new position for a System Product Owner to join one of the backend teams. Who we are At Wirex , we believe everyone should have access to the benefits of digital currency. We were the first to launch a crypto-enabled debit card, and we’re still ahead of the game—offering intuitive, secure ways to buy, exchange, and spend crypto. We must be doing something right, because more than 7 million people across 130 countries are helping to change the world by using Wirex . Help us shape the future of digital finance!

Type of Cooperation: B2B Contract. Location: Fully remote (EU preferred, no sanctioned countries).

Role Purpose

The System Product Owner owns the functional scope of a backend service in Wirex 's card and payments platform, turning business needs and 3rd party/payment schemes integration requirements into clear specifications. With a focus on card processing, the role ensures that transaction flows, processor and scheme integrations (VISA, Mastercard) are designed correctly across markets and implemented as intended.

Responsibilities

• Gather and analyze new requirements and changes concerning team service ownership.
• Compose detailed and understandable system requirements in the form of specifications.
• Proactively communicate team inputs and plans to other TPO/SPO on the one hand and upcoming changes across surrounding microservices and client apps to the team on the other.
• Analyze 3rd parties API (banks, card processing, payment integrators) documentation that works on different markets (Asia, USA, EU, etc.) and create integration requirements for back-end developers.
• Configure system setting, investigate issues, develop logic flows, and make sure everything is implemented correctly.
• Participate in product vision creation, functionality, and ideas discussion.

Requirements

• 2+ years experience as a System Analyst or Business analyst with technical background.
• Deep experience in banking/payment cards, understanding in details of how payment cards work, knowledge of payment system protocols.
• Knowledge of VISA, Master Card requirements, technology, processes, and standards.
• Knowledge of card processing protocols (ISO), reporting and reconciliation procedures, flows of integration processing services with 3rd party systems.
• Experience managing card processing services integration/development, transaction processing services integration/development in financial domain — will be a plus.
• Experience working with API documentation and preparing integration logic.
• Upper intermediate English.

Benefits

• Premium tariffs for our product.
• Semi-remote work with flexible hours.
• Home office allowance.
• Virtual share options scheme after the probation period.
• Comprehensive medical insurance after the probation period.
• Generous vacation policy: 20 business days of paid leave.
• Paid sick leave, Birthday, and Anniversary leave.
• Length of Service Holidays.
• Engaging in online events for learning and enjoyment.
• Coworking with all facilities and parking compensation in Wrocław/Kyiv.
• NOTE: Benefits may vary from region-to-region and will depend upon the location you are hired in.