SW Engineer

Visa; Highlands Ranch (CO); Hybrid; USD 80,000 - 124,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401(k)

FSA/HSA

Life Insurance

Paid Time Off

Wellness Program

Job summary

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of payments. We’re seeking versatile software engineers to design, build, and test software products with a global customer base, delivering secure, scalable payment services.

You’ll work in cross-functional squads on innovative technologies like Real-Time Payments, BNPL, and transaction platforms, with opportunities for mentorship and ongoing learning. Hybrid in-office arrangement is expected.

Qualifications

• Bachelor's degree or 3+ years of relevant work experience.
• Experience building and deploying modern services and web applications with quality and scalability.
• Proficiency in languages such as Java, C#, C++ or similar.
• Strong collaboration with Product, Test, Dev-ops, and Agile/Scrum teams.

Responsibilities

• Design code and systems touching large user bases, aligning with scalability and security standards.
• Collaborate across functions to create design artifacts and develop software solutions.
• Contribute to product quality improvements and new business flows in agile squads.
• Develop robust, scalable products for merchants, B2B, and government solutions.
• Leverage technologies to build next-gen payment services, real-time payments, and BNPL tech.
• Mentor teammates and pursue ongoing learning opportunities.

Skills

Growth mindset

Energy and Experience

Challenge the Status Quo

Learner

Partnership

Education

Bachelor's degree

Tools

.NET

SQL Server

MVC framework

React

Bitbucket

C++

Job description

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Visa will accept applications for this role until at least 10-31-2026

Job Description

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity:

We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions.

The Work itself:

• Design code and systems that touch 40% of the world population while influencing Visa’s internal standards for scalability, security, and reusability
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
• Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions.
• Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions:

• Demonstrates basic knowledge and asks questions about project requirements.
• Reviews and asks questions about solution strategies that improve the design and functionality of a payment product feature.
• Applies standard processes on the use of front-end programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements, under close guidance.
• Works under close guidance from others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products.
• Identifies and advances bugs that threaten website functionality

This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.

Visa will accept applications for this role until at least May 19, 2026.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:Bachelor's degree, OR 3+ years of relevant work experience Preferred Qualifications:2 or more years of work experienceLanguage Expertise: Expertise in one or more general development languages .NET, SQL Server, MVC framework, React, Bitbucket, C++The Skills You Bring:Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scaleChallenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutionsLanguage Expertise: Expertise in one or more general development languages (e.g., SQL, Java, C#, C++)Builder: Experience building and deploying modern services and web applications with quality and scalabilityLearner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teamsWe do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa. The Skills You Bring • Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale • Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions • Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) • Builder: Experience building and deploying modern services and web applications with quality and scalability • Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. • Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $79,800.00 to $ 124,100.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.

Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

• Medical
• Dental
• Vision
• 401(k)
• FSA/HSA
• Life Insurance
• Paid Time Off
• and Wellness Program

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.