Software Engineer - Sr Consultant level

Visa; Foster City (CA); Hybrid; USD 169,100 - 270,800; Full time

Benefits offered by this job

Medical, Dental, Vision benefits

401(k) plan

Paid Time Off

Wellness Program

Job summary

Visa is seeking a Senior Staff Engineer in California to leverage AI in solving complex engineering challenges. As part of a dynamic team, you will design and build innovative software solutions aimed at enhancing customer experiences and driving payments technology globally.

Applicants should have extensive experience in software engineering, knowledge of AI-powered tools, and a collaborative spirit. A comprehensive benefits package is offered along with a competitive salary range of $169,100 to $270,800.

Qualifications

• 8+ years of relevant work experience.
• Master's or Bachelor's degree in Math, Science, Engineering, Computer Science, Information Systems or related field.
• Experience with AI agent frameworks, LLMs, or generative AI applications.

Responsibilities

• Design and architect AI-powered solutions for engineering productivity.
• Collaborate across teams to develop best-in-class software solutions.
• Lead initiatives to automate workflows and improve software quality.

Skills

AI Expertise

Experience with Java, C#, C++

Knowledge of AI-powered development tools

Proven track record designing scalable systems

Experience applying AI to solve engineering challenges

Growth mindset

Collaboration with multi-functional teams

Education

Bachelor’s or Master’s Degree in relevant field

PhD in relevant field

Tools

Cloud platforms (AWS, Azure, GCP)

AI frameworks

Microservices

Distributed systems

Job description

Overview

Visa is a world leader in payments technology, facilitating transactions across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

Visa’s Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world’s most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you’ll work on complex distributed systems and solve large-scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms.

The Opportunity

We are looking for versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base.

Join the Commercial and Money Movement Solutions (CMS) organization as a Senior Staff Engineer focused on leveraging AI to solve complex engineering and customer challenges. You will work on innovative solutions that combine deep technical expertise with AI/ML capabilities to enhance developer productivity, improve customer experiences, and drive next-generation commercial payment and money movement technology for B2B, B2C, P2P, and G2C flows.

The Work Itself

• Design and architect AI-powered solutions that solve engineering productivity challenges and enhance customer-facing products across CMS
• Lead technical initiatives leveraging agentic AI, LLMs, and machine learning to automate workflows and improve software quality
• Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings
• Drive experimentation with emerging AI technologies and make technical decisions on adoption and standards
• Develop robust and scalable products intended for a myriad of customers including end-user merchants, B2B, and government solutions
• Develop scalable platforms and services that integrate AI capabilities into Visa\'s commercial payment and money movement systems
• Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities

Essential Functions

• Works directly with product owners to gather and refine requirements across products, considering existing tools and solutions across the organization
• Develops and designs advanced architecture solutions that are robust and scalable, integrating AI capabilities with Visa\'s technical ecosystem
• Provides domain expertise on the development of technical documentation and contributes to standard processes in technical documentation as needed
• Plays a key role in the development and delivery of new features across products from end-to-end

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Visa requires at least 3 days in office; expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications

• 8+ years of relevant work experience with a Bachelor’s Degree or at least 5 years of experience with an Advanced Degree (e.g. Master’s, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience
• 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Master’s, MBA, JD, MD) or 3 or more years of experience with a PhD
• Master\'s degree in Math, Science, Engineering, Computer Science, Information Systems or related field AND minimum six (6) years of experience in a directly related field OR Bachelor\'s degree in Math, Science, Engineering, Computer Science, Information Systems or related field AND minimum eight (8) years of experience in a directly related field OR Minimum eleven (11) years of directly related experience
• Experience with AI agent frameworks, LLMs, or generative AI applications (Claude, GPT, etc.)
• Knowledge of AI-powered development tools (Claude Code, GitHub Copilot, etc.) or building similar systems
• Experience applying AI to solve engineering challenges or customer-facing product features
• Understanding of commercial payments, money movement, B2B payables, or payment processing
• Experience with cloud platforms (AWS, Azure, GCP) and modern architectures
• Knowledge of API design, microservices, and distributed systems
• Experience leading cross-team technical initiatives

The Skills You Bring

• Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
• AI Expertise: Experience with agentic AI, LLMs, AI agent frameworks, or machine learning applications
• Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
• Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
• Architecture & Design: Proven track record designing scalable systems that integrate AI capabilities
• Builder: Experience building AI-powered features for engineering productivity or customer-facing applications
• Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
• Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams

U.S. Applicants Only

The estimated salary range for this position is $169,100.00 to $270,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.