SVP/Commercial Banking Team Lead

Western State Bank; Scottsdale (AZ); On-site; USD 180,000 - 320,000; Full time

Job summary

Western State Bank is seeking an experienced SVP / Commercial Banking Team Lead to drive market growth, lead a high-performing commercial banking team, and deliver strong risk-adjusted returns while maintaining the disciplined credit culture that defines our organization.

This player/coach leadership role focuses on strategy execution, revenue growth, credit oversight, and talent development within a defined commercial banking segment (C&I, CRE, Middle Market, or specialty vertical).

Qualifications

• 12–15+ years of progressive commercial banking experience.
• 5+ years of team leadership experience.
• Proven ability to manage a multi-million-dollar commercial portfolio.
• Demonstrated success driving loan growth, deposit generation, and fee income.
• Strong commercial credit structuring and underwriting expertise.

Responsibilities

• Lead, coach, and develop a team of Commercial Banking Officers; execute annual business plans.
• Drive loan, deposit, and fee income growth through new client acquisition and wallet share expansion.
• Ensure sound credit structuring and adherence to policy and regulatory standards; participate in credit committee discussions.
• Serve as senior escalation point for complex client relationships and drive long-term franchise value.

Skills

Commercial banking

Team leadership

Credit underwriting

Relationship management

Strategic planning

Financial analysis

Job description

Lead. Grow. Build the Future of Community Banking.

Western State Bank is seeking an experienced SVP / Commercial Banking Team Lead to drive market growth, lead a high-performing commercial banking team, and deliver strong risk-adjusted returns while maintaining the disciplined credit culture that defines our organization.

This is a player/coach leadership role responsible for strategy execution, revenue growth, credit oversight, and talent development within a defined commercial banking segment (C&I, CRE, Middle Market, or specialty vertical).

If you are a strategic commercial leader who thrives on growth, relationship-building, and developing strong teams, we’d love to connect.

What You’ll Do

Team Leadership & Strategy Execution

• Lead, coach, and develop a team of Commercial Banking Officers
• Execute an annual business plan aligned with regional and enterprise strategy
• Drive disciplined pipeline governance, forecasting accuracy, and credit review cadence
• Own hiring, succession planning, and performance management
• Build a culture of accountability, collaboration, and risk-adjusted return focus

Business Development & Revenue Growth

• Drive loan, deposit, and fee income growth through new client acquisition and wallet share expansion
• Strengthen treasury management penetration and non-interest-bearing deposit growth
• Maintain and grow a significant personal portfolio of complex commercial relationships
• Develop Centers of Influence (COI) relationships (attorneys, CPAs, developers, private equity sponsors, industry leaders)
• Monitor portfolio profitability, pricing discipline, and spread management

Credit & Risk Governance

• Ensure sound credit structuring and adherence to policy and regulatory standards
• Exercise delegated credit authority and participate in credit committee discussions
• Manage portfolio stratification, concentration risk, and covenant compliance
• Proactively address criticized/classified assets in partnership with Credit and Special Assets
• Support loan review, audit, and regulatory examinations

Client Relationship Management

• Serve as senior escalation point for complex client relationships
• Drive long-term franchise value through strong retention and cross-sell execution

What You Bring

• 12–15+ years of progressive commercial banking experience
• 5+ years of team leadership experience
• Demonstrated success managing a multi-million-dollar commercial portfolio
• Proven ability to drive loan growth, deposit generation, and fee income
• Strong commercial credit structuring and underwriting expertise
• Strategic mindset with strong financial acumen
• Exceptional relationship-building and negotiation skills
• Risk-aware leadership approach

Why Western State Bank?

At Western State Bank, we combine the strength of a growing community bank with a relationship-driven culture. Our leaders are empowered to make decisions, build strong teams, and create meaningful impact in the communities we serve.

We are committed to long term client relationships, disciplined credit culture, and developing the next generation of banking leaders.