SVP Cheif Accounting Officer

Hwthree; San Francisco (CA); On-site; USD 260,000 - 380,000; Full time

Job summary

Hwthree is partnering with a leading technology-driven financial services and banking organization to appoint a Senior Vice President, Chief Accounting Officer. This role will oversee accounting, financial reporting, governance, tax, procurement, and revenue management across a rapidly growing, highly regulated business.

The SVP, CAO reports to the CFO and leads the controllership operations and regulatory reporting, ensuring robust internal controls, SEC reporting, and compliance with U.S.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field; CPA required.
• 15+ years of progressive accounting or controllership experience with at least 7 years in senior leadership roles.
• Deep expertise in U.S. GAAP, regulatory accounting for banking institutions, Call Reports, FFIEC guidelines.
• Experience in a regulated banking environment; FDIC-regulated entities preferred.
• Big Four audit experience is a plus.

Responsibilities

• Maintain and enhance the organization's financial governance framework, including internal controls, accounting policies and procedures over financial reporting.
• Oversee design and operating effectiveness of internal controls over financial reporting with SOX-level rigor for a regulated banking institution.
• Lead financial reporting and accounting for lending portfolios, including marketplace lending, commercial and SBA lending, and principal financing activities.
• Direct accounting and reporting for loan sales, participations, securitizations, and warehouse facilities.
• Own enterprise revenue recognition policies and practices under ASC 606 and other standards; lead revenue assurance across fintech partnerships and multi-element agreements.
• Build and mentor a high-performing controllership organization of 30+ professionals across multiple functions.

Education

Bachelor's degree in Accounting, Finance, or related field

Job description

HWThree is partnered with a leading technology-driven financial services and banking organization seeking a Senior Vice President, Chief Accounting Officer to join its Finance leadership team, overseeing accounting, financial reporting, governance, tax, procurement, and revenue management across a rapidly growing and highly regulated business.

This role reports directly to the Chief Financial Officer and serves as a key leader responsible for the organization's financial infrastructure, controllership operations, and regulatory reporting.

Key Responsibilities

• Maintain and continuously enhance the organization's financial governance framework, including internal controls, accounting policies, and procedures over financial reporting
• Oversee the design and operating effectiveness of internal controls over financial reporting, ensuring appropriate SOX-equivalent rigor for a regulated banking institution
• Lead financial reporting and accounting activities related to lending portfolios, including marketplace lending, commercial and SBA lending, and principal financing activities
• Ensure accurate and timely loan-level accounting across origination, servicing, gain-on-sale, fair value measurements, and allowance for credit losses (CECL)
• Direct accounting and reporting processes for loan sales, participations, securitizations, and warehouse facilities
• Ensure appropriate treatment of fee income, interest income, and provision expense across lending businesses
• Own the organization's accounting policies and ensure compliance with U.S. GAAP and applicable regulatory accounting standards
• Direct monthly, quarterly, and annual financial close processes
• Lead the end-to-end SEC reporting process, including financial statements, footnotes, and MD&A disclosures
• Oversee preparation and filing of regulatory reports, including Call Reports, FR Y-9 filings, and other submissions to federal and state banking regulators
• Oversee the tax function, including federal, state, and local income tax compliance, tax provision under ASC 740, and tax planning
• Evaluate accounting implications associated with new fintech partnerships, Banking-as-a-Service arrangements, and other program structures
• Establish procurement policies, approval workflows, and vendor selection criteria aligned with regulatory expectations for third-party risk management
• Own enterprise revenue recognition policies and practices under ASC 606 and other applicable accounting standards
• Lead revenue assurance processes to ensure completeness and accuracy of revenue capture across complex fintech partnerships, embedded finance programs, and multi-element agreements
• Build, mentor, and manage a high-performing controllership organization of 30+ professionals across multiple functional areas
• Advise senior leadership on the financial implications of strategic decisions, M&A activity, capital raises, and potential IPO readiness

Key Requirements

• Bachelor's degree in Accounting, Finance, or a related field; CPA required
• 15+ years of progressive accounting or controllership experience, including at least 7 years in senior leadership roles managing multiple functions
• Deep expertise in U.S. GAAP, regulatory accounting for banking institutions, Call Report preparation, FFIEC guidelines, and financial governance
• Prior experience within a regulated banking environment, including a commercial bank, fintech bank, or Banking-as-a-Service institution; experience with FDIC-regulated entities strongly preferred
• Demonstrated experience developing and overseeing internal control frameworks and managing external audit relationships; Big Four experience a plus
• Strong understanding of complex financial products, including marketplace, SBA, consumer and commercial lending, payments, card issuing, and capital markets

Our client offers a competitive compensation package and comprehensive benefits, with a work environment designed to support collaboration, innovation, and continued professional growth.