Finance Controller（Senior Director）

Olive Asset Management; Palo Alto (CA); On-site; USD 150,000 - 200,000; Full time

Job summary

A regulated FinTech organization is seeking an experienced Senior Director, Finance Controller to oversee all accounting operations, financial reporting, and internal controls. This role ensures accuracy and compliance while supporting complex products such as payments, digital wallets, and lending. The ideal candidate will have over 8 years of progressive experience in finance and regulatory environments, strong knowledge of US GAAP, and proven ability to lead audits effectively. Educational credentials like a CPA and an advanced degree are strongly preferred.

Qualifications

• 8+ years of progressive accounting experience, especially in FinTech or banking.
• Deep expertise in US GAAP and FinTech accounting principles.
• Proven experience leading audits and regulatory-facing accounting functions.

Responsibilities

• Own the monthly, quarterly, and annual close processes for accurate financial statements.
• Prepare financial reporting packages for Board, investors, and regulators.
• Design and maintain robust internal controls aligned with regulatory expectations.

Skills

US GAAP expertise

Regulatory compliance knowledge

Financial reporting proficiency

Accounting operations management

Communication with regulators

Education

Bachelor’s degree in Accounting or Finance

Master’s degree in Accounting or Finance

CPA certification

Tools

NetSuite

Job description

The Senior Director, Finance Controller is a senior finance leader responsible for overseeing all accounting operations, financial reporting, and internal controls for a regulated FinTech or digital banking organization. This role ensures financial accuracy, regulatory compliance, and audit readiness while supporting complex products such as payments, digital wallets, card programs, lending, deposits, and Banking-as-a-Service (BaaS).

The ideal candidate brings deep financial services accounting expertise, strong knowledge of regulatory expectations, and the ability to scale accounting infrastructure in a high-growth, highly regulated environment.

This is a role for someone with an entrepreneur’s mindset: a builder who thrives in ambiguity, moves fast, and takes responsibility end-to-end. You’ll need to be equally comfortable diving into the deepest details of finance and controller management with a banking partner as you are sitting at the table with leadership and board directors to shape company direction.

Key Responsibilities

• Own the monthly, quarterly, and annual close processes, ensuring accurate and timely financial statement reporting
• Prepare and review financial statements in accordance with US GAAP and applicable FinTech standards
• Oversee accounting for customer funds, safeguarded balances, FBO / custodial accounts, and partner bank structures
• Prepare financial reporting packages for Board, investors, regulators, and banking partners

Accounting Operations & Systems

• Lead accounting for all company business, ensure proper revenue recognition, oversee accounting for all transactions
• Lead end-to-end accounting operations including GL, AP, AR, reconciliations, revenue, and close automation
• Own accounting architecture and integration with core banking systems, payment processors, ledger platforms, and data warehouses
• Drive implementation and optimization of ERP and sub-ledger systems (e.g., NetSuite, custom ledgers, payments middleware)

Internal Controls, Audit & Compliance

• Design and maintain robust internal controls aligned with SOX, SOC 1 / SOC 2, and regulatory expectations
• Serve as primary point of contact for external auditors, regulatory exams, and partner bank reviews
• Ensure compliance with financial reporting requirements tied to partner banks, card networks, and payment schemes
• Support compliance with BSA/AML, consumer protection, safeguarding, and regulatory reporting requirements in coordination with Compliance and Legal

Leadership & Cross-Functional Partnership

• Build and lead a high-performing accounting and financial control organization
• Partner closely with Treasury, Risk, Compliance, Legal, Product, and Engineering
• Provide accounting guidance on new product launches, pricing models, program structures, and market expansion
• Support strategic initiatives including partner bank onboarding, regulatory approvals, M&A, and international expansion

Qualifications

Required

• Bachelor’s degree in Accounting or Finance (Master’s preferred)
• CPA strongly preferred
• 8+ years of progressive accounting experience, with significant FinTech, banking, payment or financial services exposure
• Deep expertise in US GAAP and FinTech accounting principles
• Proven experience leading audits and regulatory-facing accounting functions
• Proven ability to operate in a highly regulated environment
• Executive-level communication with regulators, auditors, and banking partners
• Hands-on leader with strong systems and process orientation