Summer Intern 2027 - General Accounts

Manulife/John Hancock; Boston (MA); Hybrid; USD 49,000 - 53,000; Full time

Benefits offered by this job

Hybrid work arrangement

Job summary

Manulife John Hancock offers a Global Corporate Finance Internship designed to provide hands-on exposure to fixed income investing, credit analysis, underwriting, and portfolio monitoring. You will work with investment professionals across industries and geographies, supporting underwriting and evaluation of debt opportunities.

The role may align with industry-focused teams such as Consumer & Industrial Financial Institutions, Natural Resources & Sustainable Solutions, or Power & Infrastructure,

Qualifications

• Currently pursuing a bachelor's degree with anticipated graduation Spring 2028.
• Strong interest in investments, corporate finance, credit analysis, fixed income markets.
• Demonstrated analytical and problem-solving abilities.
• Strong verbal and written communication skills.
• Ability to synthesize qualitative and quantitative information into actionable insights.

Responsibilities

• Support underwriting, evaluation, and monitoring of debt investments.
• Perform financial statement analysis and credit evaluations of borrowers.
• Develop financial models and scenario analyses for credit strength.
• Prepare investment summaries, research reports, and presentation materials.

Skills

Fixed income investing

Credit analysis

Underwriting

Financial modeling

Education

Pursuing bachelor's degree in finance or related field

Job description

Overview At Manulife John Hancock, we believe in investing in the future, starting with you. Our General Account Internship Program is designed to provide students with meaningful exposure to institutional investing, credit underwriting, and portfolio management within one of the world's leading insurance and asset management organizations. This opportunity is within Manulife's General Account Investment team, a global investment platform responsible for managing assets that support the company's long–term financial obligations. Through sophisticated liability–driven investment strategies, the team seeks to generate sustainable, risk–adjusted returns while maintaining a strong focus on risk management.

As a Global Corporate Finance Intern, you will gain hands–on experience in fixed income investing, credit analysis, investment underwriting, and portfolio monitoring. You will work alongside experienced investment professionals and contribute to the evaluation of public and private debt investment opportunities across industries and geographies. Interns may be aligned with one of GCF's industry–focused teams, including:

Interns may be aligned with one of GCF's industry–focused teams, including:

• Consumer & Industrial Financial Institutions
• Natural Resources & Sustainable Solutions
• Power & Infrastructure

This internship offers a unique opportunity to develop foundational investment skills while gaining exposure to North American, European, and Asian markets.

Your opportunities: Support investment professionals in the underwriting, evaluation, and monitoring of public and private debt investments. Conduct financial statement analysis and credit evaluations of existing and prospective borrowers. Research industries, companies, and market trends to assess investment risks and opportunities. Assist in evaluating borrower creditworthiness through qualitative and quantitative analysis. Participate in the assessment of business models, competitive positioning, management effectiveness, and financial performance. Support ESG analysis by assessing environmental, social, and governance factors and their potential impact on investment risk. Assist with borrower screening and business development initiatives by identifying and evaluating prospective investment opportunities. Contribute to portfolio monitoring activities, including annual reviews, risk assessments, and performance reporting. Develop financial models and perform scenario analysis to evaluate credit strength and investment performance under varying market conditions. Prepare investment summaries, research reports, credit reviews, and presentation materials. Support special projects involving industry trends, portfolio analytics, macroeconomic research, and investment strategy initiatives. Collaborate with colleagues across global offices and industry teams on investment analysis and underwriting activities.

What You'll Learn:

• Fixed income investing and credit underwriting
• Financial statement and cash flow analysis
• Corporate credit risk assessment
• Private debt and institutional lending
• Investment research and valuation techniques
• ESG and sustainable investing considerations
• Industry and macroeconomic analysis
• Investment recommendation writing and presentation skills

By the end of the internship, you will have developed a strong foundation in credit investing and will have opportunities to present your findings and recommendations to investment professionals.

Required Qualifications:

• Currently pursuing a bachelor's degree in finance, Accounting, Economics, Business, Engineering, Mathematics, Statistics, Social Sciences, or a related field with an anticipated graduation date of Spring 2028.
• Strong interest in investments, corporate finance, credit analysis, fixed income markets, or institutional asset management.
• Demonstrated analytical and problem–solving abilities.
• Strong verbal and written communication skills.
• Ability to synthesize qualitative and quantitative information into actionable insights.
• Strong attention to detail and organizational skills.
• Proficiency in Microsoft Excel, PowerPoint, and other Microsoft Office applications.
• Ability to work effectively in a collaborative, fast paced, and global environment.

Preferred Qualifications:

• Coursework or exposure to corporate finance, accounting, investments, economics, or financial markets.
• Experience with financial modeling or financial statement analysis.
• Familiarity with fixed income markets, lending, or credit investing.
• Knowledge of ESG investing or sustainable finance concepts.
• Seeking to or plan to pursue the CFA designation or an MBA.

When You Join Our Team

We'll empower you to learn and grow the career you want. We'll recognize and support you in a flexible environment where well–being and inclusion are more than just words. As part of our global team, we'll support you in shaping the future you want to see. As part of our internship program, you will gain early access to Manulife John Hancock's premier early talent program, GRO, designed to provide the support, structure, and opportunities needed to launch your career.

Salary range is expected to be between: $48,750.00 USD - $52,650.00 USD. The actual salary will vary depending on local market conditions, geography and relevant job–related factors such as knowledge, skills, qualifications, experience, and education/training. The annual salary will be pro–rated based on the length of the work–term.

About Manulife and John Hancock Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy–related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [e-mail].

Working Arrangement Hybrid Know Your Rights I Family & Medical Leave I Employee Polygraph Protection I Right to Work I E-Verify Company: John Hancock Life Insurance Company (U.S.A.)

We're Manulife. And we're on a mission to make decisions easier and lives better. Better is what drives us. It's what inspires us to find new ways to support customers and colleagues in living longer and healthier lives. It's the reason we're dedicated to investing in digital innovation and industry–leading AI, and accelerating a sustainable and economically inclusive future. Joining us means you'll be empowered to learn and grow your career. We'll recognize and support you in a flexible environment where well–being and inclusion are more than just words. And as part of our global team, you'll help shape the future you want to see – and discover that better can take you anywhere you want to go. We're proud of our accomplishments and recognition. Recent awards include: 2026 Gallup Exceptional Workplace Award Winner Manulife Named one of Forbes World's Best Employers 2025 Financial Times World's Best Employers Asia-Pacific 2026 We've been recognized as one of Canada's Top 100 Employers 2026 #1 Life Insurer for AI Maturity by Evident 2026

Our ambition is to be the number one choice for customers. Learn more at https://www.manulife.com/.