Structured Finance Analyst

Banco Santander SA; Northern (KY); Hybrid; USD 110,000 - 135,000; Full time

Job summary

Banco Santander SA in the United States seeks a Structured Finance Analyst to research, analyze, and prepare client materials for deal support, including engagement letters and memoranda.

You will conduct due diligence, evaluate transactions, and coordinate with clients and internal teams to ensure compliant, accurate analysis before execution.

Candidates should bring 3+ years in product development/management or related field, strong communication, and proficiency in Word/Excel.

Qualifications

• 3+ years in product development, product management, or related field.
• 0+ years financial services industry experience preferred.
• Strong communication, organizational, and project management skills.
• Advanced in Word and Excel; ability to learn new software.

Responsibilities

• Researches, analyzes, and prepares client support documents and presentation materials.
• Writes offering memoranda and engagement letters; conducts transaction due diligence.
• Manages communication with clients and ensures regulatory compliance.
• Performs analysis on transactional data and supports execution readiness.

Skills

Product Development

Product Management

Financial Services experience

Communication skills

Project management

Microsoft Office (Word, Excel)

Tools

Word

Excel

Job description

Structured Finance Analyst

Country: United States of America

Opportunities In:

• Digital Infrastructure
• Tax Equity
• Energy

The Difference You Make

The CIB Structured Finance-IC6 researches, analyzes, and prepares support documents and client presentation materials as requested by the team and management. Writes offering memoranda and engagement letters. Generates offering memoranda and engagement letters. Performs transaction due diligence and manages communication with clients. Evaluates transactions against internal nomenclature matrix and ensures compliance with regulatory, policy and internal standards. In addition performs analysis on all transactional data. Conducts the required research and analysis. Supports all necessary work prior to the execution of any transaction.

What You Bring

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• 3+ Years Product Development, Product Management, or related field. - Required.
• 0+ Years Financial Services industry experience. - Preferred.
• Ability to be flexible, adapt to changing priorities and prioritize deadlines.
• Ability to manage and uphold departmental standards.
• Process-oriented, detailed and strong aesthetic sensibility.
• Advanced in Microsoft Office applications (Word, Excel) with ability to learn new software(s).
• Proven ability work collaboratively in a team environment.
• Strong verbal and written communication skills, organizational skills and project management skills.

Certifications

No Certifications listed for this job.

It Would Be Nice For You To Have

Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD

We Value Your Impact

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.

Benefits

Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

The Santander Effect

Our work touches 140 million lives every day. How? By always innovating, sharing our experiences, questioning how we do things and adapting to new challenges. As we keep reinventing ourselves for the digital age, you’ll find that with us, even your smallest action will have a massive impact. That’s the Santander Effect.