Structured Finance Analyst

Santander Consumer USA Inc.; New York (NY); On-site; USD 110,000 - 135,000; Full time

Job summary

Santander Consumer USA Inc. is seeking a professional for CIB Structured Finance-IC6 in New York. You will research, analyze, and prepare support materials and client presentations for the team and management, and contribute to the creation of complex financial models in Excel.

The role requires 3+ years in product development or product management, with some financial services experience preferred. You will write memoranda and letters, analyze diverse companies, and ensure regulatory compliance

Qualifications

• 3+ years in product development or product management required.
• Financial services industry experience preferred.
• Strong organizational and project management skills.
• Excellent verbal and written communication.
• Ability to adapt to changing priorities and deadlines.
• Collaborative team player.

Responsibilities

• Researches, analyzes, and prepares support documents and client materials as requested by team and management.
• Writes offering memoranda and engagement letters.
• Analyzes companies from financial, operational, competitive and industry standpoints.
• Builds complex financial models utilizing Microsoft Excel.
• Performs transaction due diligence.
• Ensures compliance with policy, legal and federal regulations.

Skills

Product development

Product management

Team collaboration

Project management

Communication

Education

Bachelor’s Degree in related field

Tools

Microsoft Word

Microsoft Excel

Job description

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

We Want to Talk to You!

Opportunities In:

• Digital
• Infrastructure
• Tax Equity
• Energy

The Difference You Make:

The CIB Structured Finance-IC6 researches, analyzes, and prepares support documents and client presentation materials as requested by the team and management.

• Writes offering memoranda and engagement letters.
• Analyzes companies from a financial, operational, competitive and industry standpoint.
• Builds complex financial models utilizing Microsoft Excel.
• Performs transaction due diligence.
• Ensures compliance with all policy, legal and federal regulations.
• Researches and analyzes industries and market data.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

• 3+ Years Product Development, Product Management, or related field. - Required.
• 0+ Years Financial Services industry experience. - Preferred.
• Ability to be flexible, adapt to changing priorities and prioritize deadlines.
• Ability to manage and uphold departmental standards.
• Process-oriented, detailed and strong aesthetic sensibility.
• Advanced in Microsoft Office applications (Word, Excel) with ability to learn new software(s).
• Proven ability work collaboratively in a team environment.
• Strong verbal and written communication skills, organizational skills and project management skills.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

• Minimum: $110,000.00 USD
• Maximum: $135,000.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based on your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.