Structured Credit Analyst/Associate

Mission Staffing; New York (NY); On-site; USD 120,000 - 190,000; Full time

Job summary

Mission Staffing seeks a Structured Credit Analyst/Associate to join its New York investment team. You will evaluate and underwrite structured credit opportunities, building cash flow and credit models to assess losses, leverage and returns.

You will analyze loan-level data, perform due diligence on originators and servicers, prepare investment memoranda for the Investment Committee, and support structuring, execution and portfolio monitoring.

Qualifications

• 2–5 years of experience in structured finance, securitization, ABS or related investing roles.
• Strong cash flow modeling and credit analysis skills.
• Experience evaluating structured transactions and collateral.
• Understanding of securitization structures and financing mechanics.
• Excellent analytical, written and verbal communication skills.
• Motivated and detail-oriented with interest in structured credit investing.

Responsibilities

• Evaluate and underwrite new structured credit opportunities across consumer and asset-based finance.
• Build and maintain cash flow, credit, and return models to assess performance and returns.
• Analyze loan-level data and collateral performance, delinquencies, defaults, and recoveries.
• Conduct due diligence on underlying assets, originators, servicers and counterparties.
• Prepare investment memoranda and present underwriting recommendations to senior teams.
• Support transaction structuring, execution, and portfolio monitoring.
• Monitor investments and assess performance versus underwriting and equity returns.
• Stay current on structured credit, ABS, securitization and market trends.

Skills

Cash flow modeling

Credit analysis

Structured transactions

Loan-level data

Quantitative skills

Analytical skills

Communication skills

Structured credit investing

Education

Bachelor's degree

Job description

A leading alternative asset manager is seeking a Structured Credit Analyst/Associate to join its New York investment team.

Job Description

• Evaluate and underwrite new structured credit and asset-based finance investment opportunities across a range of consumer and specialty finance asset classes
• Build and maintain detailed cash flow, credit, and return models to evaluate collateral performance, expected losses, leverage, and investment returns
• Analyze large loan-level datasets and collateral performance, including delinquencies, defaults, prepayments, recoveries, and other key credit metrics
• Conduct comprehensive due diligence on underlying assets, originators, servicers, counterparties, and transaction structures
• Evaluate securitization structures, warehouse facilities, financing alternatives, and other forms of leverage
• Prepare investment memoranda and present underwriting recommendations to senior investment professionals and the Investment Committee
• Support transaction structuring and execution, working closely with issuers, banks, legal counsel, rating agencies, and other counterparties
• Monitor existing investments and assess performance relative to original underwriting and return expectations
• Evaluate relative value across structured credit opportunities and identify attractive risk-adjusted investments
• Stay current on structured credit, ABS, securitization, and broader credit market trends
• Collaborate closely with senior investment professionals throughout the underwriting, execution, and portfolio management process

Requirements / Qualifications

• 2–5 years of relevant experience in structured finance, securitization, ABS, structured credit, asset-based finance, investment banking, or other relevant investing roles
• Strong experience with cash flow modeling, credit analysis, and evaluating structured transactions
• Experience analyzing collateral and loan-level data across consumer, specialty finance, or other asset-backed sectors
• Understanding of securitization structures, credit enhancement, capital structures, and financing mechanics
• Strong financial modeling, quantitative, and analytical skills
• Ability to assess credit risk, collateral performance, downside scenarios, and risk-adjusted returns
• Excellent analytical, written, and verbal communication skills with the ability to clearly articulate investment recommendations
• Highly motivated, detail-oriented, and interested in structured credit investing
• Bachelor's degree with a strong academic record