Stress Testing 2nd LOD Lead Analyst

Citi; Irving (TX); On-site; USD 144,000 - 172,000; Full time

Benefits offered by this job

Medical, dental & vision coverage

401(k)

Life, accident, and disability ins.

Wellness programs

Paid time off

Job summary

Citi seeks a Stress Testing 2nd LOD Lead Analyst in Irving, TX to develop and deliver advanced stress testing models and loss forecasts. You will lead cross-discipline teams, challenge results, and drive mitigation strategies with risk leadership.

You will coordinate with Risk Reporting, Data Analytics, and Technology to streamline procedures and strengthen forecasting accuracy, while presenting insights to executive management.

Qualifications

• Bachelor’s degree in Mathematics, Statistics, Quantitative Finance, or related field.
• Six years of experience developing and delivering stress testing models.
• Understanding of quantitative techniques, model lifecycle, data handling, and testing.
• Ability to translate business requirements into technical specifications and maintain code quality.

Responsibilities

• Develop and deliver quantitative approaches for stress scenarios and forecast losses.
• Oversee stress testing and loss forecasting programs and challenge discrepancies.
• Interpret findings for impactful presentations and reviews.
• Collaborate with CRO and leadership to present results and mitigation plans.
• Coordinate with Risk Reporting, Data Analytics, and Technology to improve models.

Skills

Stress testing

Model development lifecycle

Data analysis

Reporting & presentation

Cross-functional coordination

Education

Bachelor’s degree in Mathematics, Statistics, Quantitative Finance, or related field

Tools

Data loading/ transformation tools

Visualization libraries

Job description

Citibank, N.A. seeks a Stress Testing 2nd LOD Lead Analyst for its Irving, TX location.

DUTIES: Develop and deliver quantitative approaches for stress scenarios to estimate and forecast potential losses, while consistently challenging the accuracy of these forecasts. Evaluate forecasted losses within the context of the firm's risk appetite and recommend appropriate risk mitigation strategies, oversee their implementation, and challenge their effectiveness. Oversee cross-discipline team members to meet project deadlines related to stress testing and loss forecasting and challenge any discrepancies or delays. Interpret key findings for impactful presentations, review the quality of reporting, and challenge any inaccuracies. Contribute to enterprise-wide stress testing programs and loss forecasting for early identification and assessment of emerging risks, oversee execution, and challenge processes and inconsistencies. Assist in monitoring and implementing risk management policies and procedures and constantly review them for potential improvements. Coordinate with the Citigroup CRO and executive management team to present stress testing and loss forecast results, using these insights to develop risk mitigation strategies. Work closely with Risk Reporting, Data Analytics, and Technology departments to streamline procedures and improve loss forecasting models, while maintaining oversight and challenging any inefficiencies.

REQUIREMENTS: Bachelor’s degree, or foreign equivalent, in Mathematics, Statistics, Quantitative Finance, or a related field, and six (6) years of experience in the job offered or in a related quantitative occupation developing and delivering stress testing models. Six (6) years of experience must include: Understanding of a wide range of various quantitative techniques and statistical concepts, including assumptions, strength and limitations; Utilizing the full model development lifecycle, including data acquisition, cleaning, feature engineering, model selection, training, hyperparameter tuning, validation, deployment, monitoring, and maintenance; Using libraries and tools for data loading, transformation, analysis, and visualization; Translating business requirements into technical specifications and understanding the impact of model decisions on business outcomes and; Utilizing clean code principles, modular design, unit testing, integration testing, code reviews, and version control; and Executing stress testing model development and implementation. In the alternative, employer will accept a Master’s degree, or foreign equivalent, and four (4) years of experience. Employer will accept pre- or post- Master’s degree experience. 40 hrs./wk. EO Employer.

Wage Range: $144,100.00 to $171,600.00

Job Family Group: Risk Management

Job Family: Enterprise Risk

Time Type

Full time

Primary Location

Irving Texas United States

Primary Location Full Time Salary Range

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.

Citi offers competitive employee benefits, including:

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs

Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Anticipated Posting Close Date

Sept 21, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.