Senior Mortgage Origination Counsel

Bank of America; Dallas (TX); On-site; USD 120,000 - 180,000; Full time

Job summary

Bank of America in Dallas seeks an experienced attorney to provide legal support for residential mortgage origination activities, including conventional conforming, government-insured, jumbo, and high-net-worth programs. You will advise business partners on product development, disclosures, and regulatory requirements, and collaborate with compliance and risk teams on risk mitigation.

The role requires active bar membership and at least 6 years in mortgage lending law, with a track record of

Qualifications

• Active membership in at least one state bar.
• A minimum of 6 years of experience practicing law, with substantial experience supporting residential mortgage lending activities.
• Demonstrated experience advising on mortgage origination products and processes.
• Strong understanding of mortgage industry business practices and operational workflows.

Responsibilities

• Provide legal advice and strategic guidance on conventional and government inured residential mortgage origination activities, products, processes, and initiatives
• Counsel business partners on jumbo, high net worth, asset-based, relationship-based, and other customized mortgage lending programs
• Provide legal analysis on mortgage product development, underwriting practices, pricing considerations, disclosures, advertising, digital applications, and secondary market eligibility requirements
• Partner closely with compliance, risk, audit, operations, and product teams to assess and mitigate legal and regulatory risk
• Support examinations, regulatory inquiries, audits, investigations, litigation, and remediation initiatives involving mortgage lending activities
• Participate in strategic projects involving technology modernization, digital mortgage initiatives, automation, artificial intelligence, and operational process enhancements

Skills

Advisory

Influence

Interpret Relevant Laws

Policies Procedures

Risk Management

Critical Thinking

Decision Making

Issue Management

Legal Drafting

Regulatory Compliance

Attention to Detail

Collaboration

Executive Presence

Legal Structures

Problem Solving

Education

Doctorate degree in related field

Job description

Bank of America in Dallas seeks an experienced attorney to provide legal support for residential mortgage origination activities, including conventional conforming, government-insured, jumbo, and high-net-worth programs. You will advise business partners on product development, disclosures, and regulatory requirements, and collaborate with compliance and risk teams on risk mitigation.

The role requires active bar membership and at least 6 years in mortgage lending law, with a track record of