Strategic Health Underwriter & Risk Advisor

Highmark; United States; On-site; USD 62,700 - 97,200; Full time

Job summary

Highmark is seeking an underwriting professional to serve as the point of contact for sales teams and assigned customers, delivering insights and risk-based recommendations to aid customer acquisition and retention. The role analyzes data to assess risk for standard small and mid-sized clients in line with underwriting policies and supports rating actions.

The incumbent will collaborate with cross-functional teams on client-level quotes, act as a trusted advisor on financial and risk management,

Qualifications

• Bachelor's degree in Mathematics, Actuarial Science, Finance, Business, Computer Science, Science, Technology, or other quantitative analysis discipline, or relevant experience as determined by the company in lieu of a bachelor’s degree.
• 2 years of relevant underwriting, risk management, or actuary experience applying advanced mathematics or quantitative analysis.

Responsibilities

• Work with the sales team and underwriting peers to manage a portfolio of clients and oversee the underwriting engagement from start to finish.
• Serve as the owner for all quotes delivered to sales partners and communicate underwriting’s position on risk.
• Respond to questions and draw insights from quote details to deliver best recommendations to sales.
• Calculate rates using rating algorithms and adjust for unusual patterns or situations.
• Maintain accurate book management details, including concession budget.
• Assess risk using risk scores, demographics, and turnover considerations.
• Communicate case-specific underwriting results with internal departments and meet production standards.

Skills

Health products

Consultative mindset

Clear communication

Education

Bachelor's degree or equivalent in quantitative field

Job description

Highmark is seeking an underwriting professional to serve as the point of contact for sales teams and assigned customers, delivering insights and risk-based recommendations to aid customer acquisition and retention. The role analyzes data to assess risk for standard small and mid-sized clients in line with underwriting policies and supports rating actions.

The incumbent will collaborate with cross-functional teams on client-level quotes, act as a trusted advisor on financial and risk management,