Strategic Credit Risk Analytics Analyst

JPMorgan Chase; Wilmington (DE); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health insurance

Retirement savings plan

Tuition reimbursement

On-site wellness centers

Job summary

JPMorgan Chase in the United States is seeking an Analyst in Credit Risk Management to support Chase Card Services by delivering analytics and insights that inform credit risk decisions for co-brand portfolio initiatives and new product features.

You will partner across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and strengthen decision rules and monitoring. This role requires strong analytical skills and experience with analytics tools.

Qualifications

• Bachelor's degree in a quantitative discipline such as Finance, Statistics, Economics, Mathematics, or Operations Research.
• Strong analytical, interpretive, and problem-solving skills with ability to structure and execute analyses logically.
• Ability to translate complex analysis into practical solutions and concise executive-ready presentations.
• Experience using analytics tools such as SAS, SQL, Python, or Tableau, with some coding experience.
• Strong attention to detail and a results-oriented mindset, with ability to make independent decisions.
• Authorization to work in the United States, without employment-based immigration sponsorship.

Responsibilities

• Analyze and challenge the performance of key business initiatives, delivering insights and recommended actions.
• Define problem statements, identify risks and opportunities, secure stakeholder alignment, and support end-to-end initiative delivery.
• Identify and assess performance trends using statistical, data mining, and quantitative methods.
• Conduct root cause analysis and translate findings into clear, actionable recommendations.
• Prepare and present risk monitoring reports and insights to senior leaders and stakeholders.
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations.
• Monitor internal and external behavioural data and industry trends to continuously improve risk management processes.
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements.

Skills

Analytical thinking

Problem solving

Executive communication

Data interpretation

Attention to detail

Independent decision making

Education

Bachelor's degree in Finance/Statistics/Economics/Mathematics/Operations Research

Tools

SAS

SQL

Python

Tableau

Job description

JPMorgan Chase in the United States is seeking an Analyst in Credit Risk Management to support Chase Card Services by delivering analytics and insights that inform credit risk decisions for co-brand portfolio initiatives and new product features.

You will partner across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and strengthen decision rules and monitoring. This role requires strong analytical skills and experience with analytics tools.