Credit Risk Analytics Associate for Strategic Insights

Next Frontier Capital; Wilmington (DE); On-site; USD 70,000 - 110,000; Full time

Job summary

JPMorganChase is seeking an Associate in Credit Risk Management to support Chase Card Services. You will deliver analytics and insights to inform credit risk decisions for co-brand portfolio conversions and new product features.

You will partner with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives, translating analyses into clear recommendations and strengthening risk monitoring and decision rules across the organization.

Qualifications

• Bachelor’s degree or higher in a quantitative discipline such as Finance, Statistics, Economics, Mathematics, or Operations Research
• Minimum 1 year of experience in risk management or financial services
• Strong analytical, interpretive, and problem-solving skills with ability to structure and execute analyses
• Ability to translate complex analysis into practical solutions and concise, executive-ready presentations
• Experience using analytics tools such as SAS, SQL, Python, or Tableau, with coding experience in at least one
• Strong attention to detail and a results-oriented mindset, with ability to make independent decisions

Responsibilities

• Analyze and challenge the performance of key business initiatives, independently generating solutions and recommended actions
• Lead and support initiatives end-to-end by defining problem statements, identifying risks and opportunities, securing stakeholder alignment, and driving delivery
• Identify and assess performance trends using statistical, data mining, and quantitative methods
• Conduct root cause analysis and translate findings into clear, actionable recommendations for senior leaders and stakeholders
• Prepare and present risk monitoring reports and insights to senior management and stakeholders
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations
• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements

Skills

Analytical skills

Executive-ready presentations

Communication

Critical thinking

Education

Bachelor’s degree in Finance, Statistics, Economics, Mathematics, or OR

Tools

SAS

SQL

Python

Tableau

Job description

JPMorganChase is seeking an Associate in Credit Risk Management to support Chase Card Services. You will deliver analytics and insights to inform credit risk decisions for co-brand portfolio conversions and new product features.

You will partner with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives, translating analyses into clear recommendations and strengthening risk monitoring and decision rules across the organization.