Credit Risk Analytics Associate

Fairygodboss; Wilmington (DE); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Health care coverage

On-site wellness centers

Retirement savings plan

Backup childcare

Tuition reimbursement

Mental health support

Financial coaching

Job summary

JPMorganChase in the United States is seeking an Associate in Credit Risk Management to support Chase Card Services with analytics and insights that inform credit risk decisions for portfolio conversion initiatives and new product features. You will partner across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and strengthen decision rules and monitoring.

The role emphasizes translating analyses into clear recommendations and maintaining strong

Qualifications

• Bachelor's degree or higher in a quantitative field such as Finance, Statistics, Economics, or Mathematics.
• Minimum 3 years of consumer lending risk management experience.
• Ability to translate analysis into concise, executive-ready recommendations.

Responsibilities

• Analyze performance of key initiatives and propose actions.
• Lead end-to-end initiatives with stakeholder alignment.
• Identify trends using statistical methods and data mining.
• Conduct root cause analyses and present findings to leaders.
• Prepare risk monitoring reports for senior management.
• Help maintain the risk management framework aligned with regulations.
• Monitor behavioral data and industry trends to improve risk processes.
• Collaborate with cross-functional teams to refine risk rules.

Skills

Analytical thinking

Problem solving

Executive-ready presentations

Independent decision making

Education

Bachelor's degree or higher in Finance, Statistics, Economics, Mathematics

Tools

SAS

SQL

Python

Tableau

Job description

JPMorganChase in the United States is seeking an Associate in Credit Risk Management to support Chase Card Services with analytics and insights that inform credit risk decisions for portfolio conversion initiatives and new product features. You will partner across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and strengthen decision rules and monitoring.

The role emphasizes translating analyses into clear recommendations and maintaining strong