Strategic Credit Manager | B2B Collections & Risk

Carrier Enterprise; Loop (TX); On-site; USD 70,000 - 110,000; Full time

Job summary

Carrier Enterprise is seeking a Credit Manager to oversee a $5M+ commercial AR portfolio, drive collections, evaluate credit risk, and support profitable sales with minimal bad debt. You will partner with Sales, Branch leadership, and customers in a B2B environment to optimize credit decisions and collections performance.

The role requires a Bachelor’s degree and 5+ years AR/credit experience, with bonds and liens knowledge preferred. Houston-based position offering competitive pay and benefits.

Qualifications

• Exceptional customer service skills.
• Understanding of Order Management & AR systems.
• Proficiency in financial analysis, including interpretation of financial statements, credit reports, and industry data.
• In-depth knowledge of credit risk assessment techniques, credit policies, and legal regulations.
• Strong analytical & problem solving skills.
• Excellent written & oral communication skills; ability to always maintain a professional and pleasant demeanor.
• Candidate must have bonds and liens experience.
• Ability to analyze complex data and reports and manage multiple priorities.
• Ability to work independently and collaboratively in a team environment.
• Build strong relationships with internal and external stakeholders.
• Solid organizational skills and the ability to effectively communicate with all levels of the organization.
• Excellent decision-making skills with the ability to balance risk and business objectives.
• Above average PC skills and Microsoft Office skills to include Word, Excel, PowerPoint, Outlook, Access and other web based applications.

Responsibilities

• Credit extension and collection of A/R per policy and law.
• Coordinate with branches, sales, and customers to resolve credit and collection issues.
• Balance cultivating strong relationships with customers, while minimizing 90+ day past due accounts and write-offs.
• Handle bonds and liens for assigned area.
• Provide ad-hoc reports to management regarding status of accounts.
• Attend sales and customer meetings pertaining to credit matters.
• Support full compliance of all company credit policies and procedures, working with regional credit staff and auditors.
• Demonstrate commitment to process excellence and continuous improvement.
• Take the initiative to identify opportunities and innovative ways of doing business.
• Analyze collection processes and establish best practices.
• Additional special projects may be assigned.

Skills

Credit management

Accounts Receivable

Credit risk assessment

Customer service

Financial analysis

MS Office

Communication

Education

Bachelor's degree

5+ years AR experience

Job description

Carrier Enterprise is seeking a Credit Manager to oversee a $5M+ commercial AR portfolio, drive collections, evaluate credit risk, and support profitable sales with minimal bad debt. You will partner with Sales, Branch leadership, and customers in a B2B environment to optimize credit decisions and collections performance.

The role requires a Bachelor’s degree and 5+ years AR/credit experience, with bonds and liens knowledge preferred. Houston-based position offering competitive pay and benefits.