Strategic Credit Analyst & Commercial Underwriting Pro

gpac; Millington (TN); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health insurance

Dental plan

Vision plan

401(k)

Job summary

gpac is representing a Bank in Millington, TN to hire a Credit Analyst & Commercial Underwriting Specialist. The role centers on analyzing financial statements, preparing underwriting analyses, and supporting lending decisions in a fast-paced environment.

Ideal candidates have 2–5 years in credit analysis, a Finance or Accounting degree, strong Excel skills, and the ability to collaborate with Lending officers while ensuring policy compliance and documentation quality.

Qualifications

• 2–5 years in credit analysis or related roles.
• Bachelor’s degree in Finance or Accounting.
• Proficient with Windows, Word, Excel, and loan processing systems.
• Strong analytical skills and ability to interpret complex documents.
• Excellent interpersonal skills with discretion and tact.

Responsibilities

• Spread and analyze personal and business financial statements for lending.
• Use software tools to evaluate key financial ratios and trends.
• Collaborate with Commercial Lending officers for complete documentation.
• Evaluate loan requests applying credit policies and prepare analyses.
• Communicate with Retail and Lending staff through credit review process.
• Ensure loan files comply with laws, regulations, and internal policies.

Skills

2 to 5 years experience

Strong analytical skills

Interpreting complex documents

Discretion and diplomacy

Microsoft Excel

Education

Bachelor's degree in Finance or Accounting

Tools

Loan processing systems

Microsoft Windows

Office Suite (Word, Excel)

Job description

gpac is representing a Bank in Millington, TN to hire a Credit Analyst & Commercial Underwriting Specialist. The role centers on analyzing financial statements, preparing underwriting analyses, and supporting lending decisions in a fast-paced environment.

Ideal candidates have 2–5 years in credit analysis, a Finance or Accounting degree, strong Excel skills, and the ability to collaborate with Lending officers while ensuring policy compliance and documentation quality.