Commercial Credit Analyst: Risk & Underwriting

Tennessee Bankers Association; Nashville (TN); On-site; USD 60,000 - 85,000; Full time

Job summary

BankTennessee is seeking a Credit Analyst to support lending activities by performing credit analyses, gathering financial data, and ensuring adherence to underwriting standards. The role reports to the Senior Credit Analyst.

The successful candidate will analyze financial information, prepare credit memos, and provide pricing recommendations while maintaining confidentiality and high ethical standards. Strong communication and writing skills are essential.

Qualifications

• Bachelor's Degree in Accounting, Business, Finance, or Economics preferred.
• Minimum of 2 years' experience as a commercial credit analyst.

Responsibilities

• Conduct credit analyses for new and existing customers.
• Prepare detailed financial analyses with customer financial information and Bank underwriting standards.
• Evaluate financial information and communicate results to Relationship Manager.
• Underwrite credit memos and annual reviews; assist in preparing credit packages.
• Provide credit structure and pricing recommendations based on analyses.
• Build and maintain positive working relationships with internal partners.
• Ensure work is accurate and timely.
• Complete other projects as assigned by Senior Credit Analyst or Chief Credit Officer.

Skills

Credit analysis

Financial analysis

Attention to detail

Analytical thinking

Communication skills

Written communication

Confidentiality

Time management

Organization

Education

Bachelor's Degree in Accounting, Business, Finance, or Economics

Tools

Excel

Outlook

Word

Job description

BankTennessee is seeking a Credit Analyst to support lending activities by performing credit analyses, gathering financial data, and ensuring adherence to underwriting standards. The role reports to the Senior Credit Analyst.

The successful candidate will analyze financial information, prepare credit memos, and provide pricing recommendations while maintaining confidentiality and high ethical standards. Strong communication and writing skills are essential.