Commercial Credit Analyst – Lending & Underwriting

gpac; Oklahoma City (OK); On-site; USD 55,000 - 75,000; Full time

Job summary

gpac in Oklahoma City is seeking a Credit Analyst to support commercial lending and underwriting. You will analyze financial statements, tax returns, credit reports, and other borrower information to assess creditworthiness.

The role requires 2–4 years in banking or credit analysis, strong analytical skills, and effective communication with lenders and credit leadership. This is a full-time role based in Oklahoma City with opportunities for growth.

Qualifications

• 2–4 years of banking or commercial credit analysis experience.
• Strong understanding of financial statement and cash-flow analysis.
• Experience with commercial/real estate lending preferred.
• Strong analytical, organizational, and communication skills.

Responsibilities

• Prepare credit analysis, underwriting, and loan presentations for commercial borrowers.
• Analyze financial statements, cash flow, tax returns, and credit history.
• Assist lenders with new loan requests, renewals, and portfolio management.
• Monitor existing credits and identify potential risk or credit concerns.
• Prepare financial spreads and maintain accurate credit documentation.
• Work closely with lenders and credit leadership to support sound lending decisions.

Skills

Credit analysis

Financial statement analysis

Cash-flow analysis

Communication skills

Education

Bachelor's degree in finance, accounting, business, or related field

Job description

gpac in Oklahoma City is seeking a Credit Analyst to support commercial lending and underwriting. You will analyze financial statements, tax returns, credit reports, and other borrower information to assess creditworthiness.

The role requires 2–4 years in banking or credit analysis, strong analytical skills, and effective communication with lenders and credit leadership. This is a full-time role based in Oklahoma City with opportunities for growth.