Strategic Consumer Credit Leader - Hybrid

Oregon State Credit Union; Corvallis (OR); Hybrid; USD 114,000 - 120,000; Full time

Benefits offered by this job

Health coverage

401k match

Bonuses

Paid holidays and time off

Credit-union-paid insurance

Job summary

Oregon State Credit Union is seeking a Consumer Credit Administrator to provide strategic leadership, governance, and oversight of the consumer lending credit function. You will shape underwriting practices, portfolio performance, and risk management to sustain growth and member service.

You will collaborate with Consumer Lending, Risk, Finance, and Operations to align policy, pricing, and risk strategies with business goals while maintaining credit quality and compliance.

Qualifications

• Demonstrated expertise in consumer credit underwriting and portfolio management.
• Ability to develop and refine credit policies and governance frameworks.
• Strong communication and cross-functional collaboration across Lending, Risk, Finance, and Operations.

Responsibilities

• Lead governance of the consumer lending credit function and ensure sound underwriting practices.
• Partner with lending, risk, finance and operations to align credit policy with business objectives.
• Monitor portfolio performance and guide credit decisioning strategies.

Skills

Credit risk

Portfolio management

Strategic leadership

Decision making

Analytical skills

Communication skills

Education

Bachelor's degree in Business/Finance/Economics

Certifications in credit or finance (plus)

Tools

Automated underwriting systems

Credit decisioning tools

Regulatory/compliance software

Job description

Oregon State Credit Union is seeking a Consumer Credit Administrator to provide strategic leadership, governance, and oversight of the consumer lending credit function. You will shape underwriting practices, portfolio performance, and risk management to sustain growth and member service.

You will collaborate with Consumer Lending, Risk, Finance, and Operations to align policy, pricing, and risk strategies with business goals while maintaining credit quality and compliance.