Strategic Commercial Relationship Manager for SMB Lending

CommunityAmerica Federal Credit Union; St. Louis (MO); On-site; USD 120,000 - 150,000; Full time

Job summary

CommunityAmerica Federal Credit Union seeks a Commercial Relationship Manager to cultivate and expand relationships with business members, focusing on commercial lending and treasury solutions. The role supports SBA products, educates members, and ensures regulatory compliance across the portfolio.

The position emphasizes serving small businesses, building risk-aware lending practices, and collaborating with other teams to provide comprehensive banking solutions.

Qualifications

• 2–3 years business lending experience; 0–2 years in sales.
• Experience with Commercial & Industrial loans.
• Experience with Commercial Real Estate.
• Bachelor's degree required; advanced banking credentials considered in lieu of degree.
• Desirable: SBA certifications / risk management training.

Responsibilities

• Drive commercial loan and product sales through referrals and business development.
• Build and manage a portfolio of commercial loans and relationships.
• Assess creditworthiness and prepare memos for approvals.
• Consult with business members to identify needs and opportunities.
• Collaborate with treasury and retail to service business members.

Skills

Business development

Written & verbal communication

Team collaboration

SBA/CRE knowledge

Lending regulations

Analytical skills

Interpersonal skills

Credit analysis

Education

Bachelor's in Business or Finance

Graduate School of Banking / RMA coursework desirable

NAGGL SBA Certifications desirable

Job description

CommunityAmerica Federal Credit Union seeks a Commercial Relationship Manager to cultivate and expand relationships with business members, focusing on commercial lending and treasury solutions. The role supports SBA products, educates members, and ensures regulatory compliance across the portfolio.

The position emphasizes serving small businesses, building risk-aware lending practices, and collaborating with other teams to provide comprehensive banking solutions.