Strategic Commercial Credit Analyst

Advia Credit Union; Janesville (WI); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) with company match

Life Insurance

Disability Coverage

PTO

Holidays

Parental Leave

Tuition Reimbursement

Free Telemedicine

EAP

Wellness initiatives

Volunteer Hours

Parental Leave and Tuition Reimb. are

Job summary

Advia Credit Union seeks an experienced Commercial Credit Analyst to evaluate financial statements and risk for loan applicants. You will analyze income, collateral, and management quality, prepare credit presentations, and support lenders in credit decisioning while upholding regulatory standards.

Join Advia's fast-paced team in Wisconsin, a community-focused credit union offering strong benefits, hybrid work, and opportunities for career growth through training and tuition reimbursement.

Qualifications

• Three to five years of Commercial Credit Analysis Experience.
• Minimum of three years of Commercial Lending experience.
• Knowledge of Credit Union lending and collections programs, policies, and procedures.
• Understanding of financial analysis and credit worthiness.

Responsibilities

• Underwrites existing and prospective commercial client requests and analyzes financial statements.
• Assesses collateral and its marketability to meet policy guidelines.
• Reviews loan policy compliance throughout the lending process.
• Collaborates with lenders to define credit requirements and risk mitigation.
• Maintains and uses credit analysis software.

Skills

Credit analysis

Financial statement analysis

Loan risk assessment

Communication

Education

Bachelor's degree

Tools

Sageworks

Job description

Advia Credit Union seeks an experienced Commercial Credit Analyst to evaluate financial statements and risk for loan applicants. You will analyze income, collateral, and management quality, prepare credit presentations, and support lenders in credit decisioning while upholding regulatory standards.

Join Advia's fast-paced team in Wisconsin, a community-focused credit union offering strong benefits, hybrid work, and opportunities for career growth through training and tuition reimbursement.