Strategic Commercial Banker

First Citizens Bank; Miami (FL); On-site; USD 70,000 - 110,000; Full time

Job summary

First Citizens Bank in Miami seeks a Business Banker to develop and expand relationships with local business owners, helping them meet financial goals. You will manage an active prospect list, outreach plan, and referrals, serving as the primary contact for borrowing needs up to $2MM, with bank partner support for larger relationships.

Responsibilities include sales, service excellence, and compliant operations while building strong community ties.

Qualifications

• Bachelor's degree and 4 years commercial lending or business development experience.
• Strong financial analysis and credit underwriting skills.
• Knowledge of business lending, deposits and cash management solutions.
• Must possess a valid driver's license; frequent driving to other offices.

Responsibilities

• Develop and maintain an active prospect list and referral sources.
• Engage customers, prospects and referral sources to meet lending goals.
• Ensure compliance with regulations and bank policies in daily operations.

Skills

Structured sales process

Financial guidance

Sales planning

Financial analysis

Credit underwriting

Business lending knowledge

Wealth solutions knowledge

Business development

Networking & influence

Education

Bachelor's Degree + 4 years experience

High School Diploma or GED/Equivalent + 8 years experience

Job description

First Citizens Bank in Miami seeks a Business Banker to develop and expand relationships with local business owners, helping them meet financial goals. You will manage an active prospect list, outreach plan, and referrals, serving as the primary contact for borrowing needs up to $2MM, with bank partner support for larger relationships.

Responsibilities include sales, service excellence, and compliant operations while building strong community ties.