Strategic Centralized Underwriter (Hybrid)

Everwise Credit Union; South Bend (IN); Hybrid; USD 52,000 - 78,000; Full time

Job summary

Everwise Credit Union is seeking a Centralized Underwriter to assess consumer loan applications and determine risk-based credit decisions. The role involves applying underwriting guidelines, collecting necessary information, and ensuring accurate documentation to protect credit union assets.

The incumbent will collaborate with branch staff, communicate decisions, and maintain compliance with BSA/Patriot Act/OFAC policies while managing risk across various lending products.

Qualifications

• High School diploma or GED required.
• 3+ years lending/financial experience required.
• Hybrid position; in-office at least 1 day per week.
• Ability to work with branch and MCC teams; strong risk awareness.

Responsibilities

• Review, analyze and evaluate loan applications for completeness and accuracy.
• Assess risk factors and determine eligibility for credit to protect assets.
• Collaborate with branch employees to gather additional information as needed.
• Make sound lending decisions based on underwriting requirements.
• Communicate decisions to the originating loan officer with rationale.

Skills

Analytical skills

Communication skills

Problem solving

Time management

Team player

Education

High School diploma or GED

Tools

Microsoft Office

Job description

Everwise Credit Union is seeking a Centralized Underwriter to assess consumer loan applications and determine risk-based credit decisions. The role involves applying underwriting guidelines, collecting necessary information, and ensuring accurate documentation to protect credit union assets.

The incumbent will collaborate with branch staff, communicate decisions, and maintain compliance with BSA/Patriot Act/OFAC policies while managing risk across various lending products.