Hybrid Consumer Loan Underwriter — Risk & Decisions

Everwise Credit Union; United States; Hybrid; USD 65,000 - 90,000; Full time

Job summary

Everwise Credit Union is seeking a Centralized Underwriter to review consumer loan applications, assess risk, and render credit decisions in line with underwriting guidelines. This hybrid role involves collaboration with branches and timely decision-making while ensuring compliance with BSA, Patriot Act and related regulations.

Ideal candidates will have a High School diploma or GED and at least 3 years of lending/financial experience, with strong analytical and communication skills to support

Qualifications

• High School diploma or GED and 3+ years lending/financial experience.
• Hybrid work arrangement: in-office at least 1 day per week.
• Experience in consumer loan underwriting and adherence to underwriting guidelines.

Responsibilities

• Review, analyze and evaluate loan applications for completeness and accuracy.
• Assess risk factors and determine eligibility for credit to protect assets.
• Collaborate with branch employees to gather additional information.
• Make sound lending decisions based on Everwise’s underwriting requirements.
• Communicate decisions to the originating loan officer with rationale as needed.
• Maintain professional relationships with Retail Branches and MCC team.

Skills

Analytical thinking

Communication skills

Microsoft Office

Teamwork

Time management

Education

High School diploma or GED

Tools

Microsoft Office Suite

Job description

Everwise Credit Union is seeking a Centralized Underwriter to review consumer loan applications, assess risk, and render credit decisions in line with underwriting guidelines. This hybrid role involves collaboration with branches and timely decision-making while ensuring compliance with BSA, Patriot Act and related regulations.

Ideal candidates will have a High School diploma or GED and at least 3 years of lending/financial experience, with strong analytical and communication skills to support