Stop-Loss Underwriter: Risk & Pricing Expert

Acrisure; Kentucky; On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Comprehensive medical insurance

Generous paid time off

401(k) plan with immediate vesting

Paid maternity and paternity leave

Job summary

A global fintech leader is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for self-funded health plans. The role requires collaboration with sales, clinical, policy, and claims teams to ensure profitable underwriting. Candidates should have 2+ years of underwriting experience, strong knowledge of health plans, and proficiency in rating tools. Competitive benefits and a focus on community impact are key highlights of the position.

Qualifications

• 2+ years of stop loss underwriting experience.
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data and claims experience.
• Evaluate specific and aggregate risk exposure.
• Establish appropriate attachment points and lasers.
• Price stop loss coverage according to guidelines.
• Analyze emerging large claims for recurrence risk.
• Underwrite new employer groups seeking coverage.
• Communicate underwriting decisions professionally.

Skills

Stop loss underwriting experience

Knowledge of self-funded health plan structures

Experience reviewing large claimant reports

Proficiency in underwriting models

Job description

A global fintech leader is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for self-funded health plans. The role requires collaboration with sales, clinical, policy, and claims teams to ensure profitable underwriting. Candidates should have 2+ years of underwriting experience, strong knowledge of health plans, and proficiency in rating tools. Competitive benefits and a focus on community impact are key highlights of the position.